tag:blogger.com,1999:blog-68097922563596229882023-11-16T02:38:26.611-08:00Brad's BlogBrad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.comBlogger76125tag:blogger.com,1999:blog-6809792256359622988.post-24708011776205289952020-09-14T04:17:00.003-07:002020-09-14T04:21:02.362-07:00Have you ever wanted to live the California Dream? Bay Park, San Diego<p> </p><p align="center" class="MsoNormal" style="text-align: center;"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Brought
to you by </span><a href="http://www.themichelsgroup.com/index.html"><span style="font-family: "Times New Roman", serif; font-size: 18pt; line-height: 115%;">The Michels Group Realty</span></a><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></span></span></p>
<p align="center" class="MsoNormal" style="text-align: center;"><span style="background-color: black; font-family: "Times New Roman", serif; font-size: 18pt; line-height: 115%;"><span style="color: white;">Bay
Park, San Diego<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">About Bay Park: </span><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">The hillside San Diego
town of </span><a href="https://goo.gl/maps/zmtmUYvVJ9bKdghk6"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Bay
Park</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">
overlooks Mission Bay and is conveniently located just 11 minutes from downtown
San Diego, 14 minutes from the airport and 8 minutes from both Mission and
Pacific Beach. The average household income is $87,000 with a median age of 35.
At the time of this posting there are 14 homes for sale ranging from $595,000 -
$2,500,000. The median home has 3 bedrooms and 3 bathrooms, is on the market
for 11 days and is 1582 square feet.<span style="mso-spacerun: yes;"> </span>The
median home price is $862, 450 at an estimated $530.01 per square foot.<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>This
hillside community overlooking the bay has great schools, close access to
running, hiking and biking trails and many eclectic choices for restaurants,
pubs and breweries.<o:p></o:p></span></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white; font-size: 18pt;">About: </span><span style="background-color: black; color: white; font-size: 14pt;">Bay Park got its name from its location being
positioned overlooking Mission Bay and Mission Bay Park. Residents have direct
access to miles of running, biking and hiking trails in </span><a href="https://www.sandiego.gov/park-and-recreation/parks/osp/tecolote" style="background-color: black;"><span style="font-size: 14pt;">Tecolote Canyon</span></a><span style="background-color: black; color: white; font-size: 14pt;">
and the footpaths that navigate Mission Bay.<span style="mso-spacerun: yes;">
</span></span><a href="https://www.sandiego.gov/park-and-recreation/parks/osp/tecolote" style="background-color: black;"><span style="font-size: 14pt;">Tecolote Canyon</span></a><span style="background-color: black; color: white; font-size: 14pt;">
also offers a public 18 hole golf course for golf enthusiasts.<span style="mso-spacerun: yes;"> </span>Throughout Bay Park are many ethnic
restaurants, pubs and breweries.<span style="mso-spacerun: yes;"> </span></span><a href="https://www.zillow.com/bay-park-san-diego-ca/" style="background-color: black;"><span style="font-size: 14pt; text-decoration-line: none;">Bay Park</span></a><span style="background-color: black; color: white; font-size: 14pt;"> contains
7 primary and secondary schools. One of the best schools is </span><a href="https://www.zillow.com/san-diego-ca/schools/bay-park-elementary-school-3577/" style="background-color: black;"><span style="font-size: 14pt; text-decoration-line: none;">Bay Park Elementary School</span></a><span style="background-color: black; color: white; font-size: 14pt;">, which has a rating of 9. It has 480 children. The
public schools in Bay Park belong to </span><a href="https://www.zillow.com/ca/districts/san-diego-unified-school-district-430627/" style="background-color: black;"><span style="font-size: 14pt; text-decoration-line: none;">San Diego Unified School District</span></a><span style="background-color: black; color: white; font-size: 14pt;">. </span><a href="https://www.zillow.com/ca/districts/san-diego-county-office-of-education-444373/" style="background-color: black;"><span style="font-size: 14pt; text-decoration-line: none;">San Diego County Office of Education</span></a><span style="background-color: black; color: white; font-size: 14pt;"> is nearby and rates better than San Diego
Unified School District.</span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in 0in 0.25in;"><span style="background-color: black;"><span style="color: white;"><span style="font-size: 18pt;">Location: </span><a href="https://goo.gl/maps/KJph2jwrGgtTtjsX6"><span style="font-size: 14pt;">Bay
Park is located 7 miles North of downtown San Diego</span></a><span style="font-size: 14pt;">, 3 miles North from Historic Old Town San Diego, 3
miles East from both Mission and Pacific Beach and 8 miles Southeast of<span style="mso-spacerun: yes;"> </span>La Jolla.</span><span style="font-size: 18pt;"><o:p></o:p></span></span></span></p>
<p class="MsoNormal"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Trails: </span><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">There are miles of
trails to be hiked, biked or ran at </span><a href="https://www.sandiego.gov/park-and-recreation/parks/osp/tecolote"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Tecolote
Canyon</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"> and the Tri-Canyon Park System. There are many
entries into this wonderful trail and park system offering both challenging and
easy trails for you and your family. </span><a href="https://goo.gl/maps/Qrrkha5W1yErjneH7"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Mission Bay Park</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">
also offer concrete walking, running and biking trails that circumnavigate
Mission Bay and offer breathtaking views and coastal access.</span><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></span></span></p>
<p class="MsoNormal"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Trail Difficulty: </span><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Easy to
Moderate. </span><a href="https://www.sandiego.gov/park-and-recreation/parks/osp/tecolote"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Tecolote
Canyon</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"> and the Tri-Canyon Parks offer the park users both
single and double wide trails with options for hills or for those of you who
prefer, flat walking trails.<span style="mso-spacerun: yes;"> </span>The
concrete trails at Mission Bay are flat, have parks along the way for the kids
and public restrooms for your convenience.<o:p></o:p></span></span></span></p>
<p class="MsoNormal"><span style="background-color: black; font-family: "Times New Roman", serif; font-size: 18pt; line-height: 115%;"><span style="color: white;">Other Cool Hikes in the Area: <o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Los Penasquitos Canyon Preserve. </span><a href="https://goo.gl/maps/XMFczYfuPQMnC2p18"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Directions from Bay
Park</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></span></span></p>
<p class="MsoNormal"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">San Clemente Canyon. </span><a href="https://goo.gl/maps/eWDyPSwjEXcYe9bC6"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Directions from Bay
Park</span></a></span></span></p>
<p class="MsoNormal"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><span style="mso-spacerun: yes;"> </span>The Trails at
Torrey Pines.<span style="mso-spacerun: yes;"> </span></span><a href="https://goo.gl/maps/YmoArmvxwttG631i8"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Directions from Bay
Park</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></span></span></p>
<p class="MsoNormal"><span style="background-color: black; font-family: "Times New Roman", serif; font-size: 18pt; line-height: 115%;"><span style="color: white;">Local Breweries:<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; font-family: "Times New Roman", serif; font-size: 14pt; line-height: 115%;"><span style="color: white;">Bay Park is home to one of San Diego's oldest and
most well known microbreweries and home brewing supply locations.<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://ballastpoint.com/location/home-brew-mart/"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Ballast
Point</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"> Great Beer.<span style="mso-spacerun: yes;">
</span>You can bring your own food inside and watch a game!<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://ballastpoint.com/location/home-brew-mart/"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Home
Brew Mart</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"> All your home brewing supply needs. Next door to
Ballast Point<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://coronadobrewing.com/coronado-brewing-continues-expand-new-tasting-room-kitchen/"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Coronado
Brewing</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"> Also has a kitchen with outdoor picnic tables.<span style="mso-spacerun: yes;"> </span>In addition to the brewery on Coronado Island
they have one right here in Bay Park.<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://www.deftbrewing.com/"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Deft
Brewing</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"> Bay Park brewery with a German beer flair owned and
operated by a Bay Park local.<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; font-family: "Times New Roman", serif; font-size: 18pt; line-height: 115%;"><span style="color: white;">Wine Tasting Rooms:<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://thebluedoorwinery.com/urban-winery/"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Blue
Door Urban Winery</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"> Urban wineries import their grapes and
make the wine on sight. Also tastings are available.<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; font-family: "Times New Roman", serif; font-size: 18pt; line-height: 115%;"><span style="color: white;">Bay Park Coffee Shops:<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://clairemontcoffee.com/"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Clairemont
Coffee</span></a><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://www.birdrockcoffee.com/pages/morenablvd"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Bird
Rock Coffee Roasters</span></a><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://bay-park-coffee.square.site/"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Bay
Park Coffee</span></a><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://www.google.com/search?q=jitters+espresso+and+juice+bar&rlz=1C1GGRV_enUS753US753&oq=jitters+espresso+and+juice+bar&aqs=chrome..69i57j33.5928j0j4&sourceid=chrome&ie=UTF-8"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Jitters
Espresso and Juice Bar</span></a><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; font-family: "Times New Roman", serif; font-size: 18pt; line-height: 115%;"><span style="color: white;">Breakfast Joints in Bay Park:<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://myfarmerstable.com/bay-park/"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Farmers
Table Bay Park</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://bayhilltavernsd.com/"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Bay
Hill Tavern</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://www.sandiegoluce.com/#menu"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Luce
bar and Kitchen</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://perryscafesd.com/"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Perry's Cafe</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://www.tioleos.com/"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Tio Leo's
Mexican Cafe</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in 0in 0.0001pt;"><span style="background-color: black;"><span style="color: white;">Thank you from the
Michels Group Realty.<span style="mso-spacerun: yes;"> </span>If and when you
are ready to buy please consider us to be your Realtor or if you wish to refer
someone you know and care about we are here to help. Thanks to you, our
business continues to thrive and grow due to referrals from clients, friends,
associates, and others just like you! Who is the next person you know who
would benefit from our services?</span></span></p>
<p class="MsoNormal"><span style="background-color: black; font-family: "Times New Roman", serif;"><o:p><span style="color: white;"> </span></o:p></span></p>
<p class="MsoNormal"><a href="http://www.themichelsgroup.com/"><span style="background-color: black; font-family: "Times New Roman", serif;"><span style="color: white;">http://www.themichelsgroup.com/</span></span></a></p>
<p class="MsoNormal"><a href="http://www.themichelsgroup.com/contact.html"><span style="background-color: black; color: white;">Contact Us</span></a></p>
<p class="MsoNormal"><span style="background-color: black;"><span style="color: white;">619-742-4170</span></span><span style="font-family: "Times New Roman","serif";"><o:p></o:p></span></p>Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-82742399805538661522020-09-05T12:43:00.008-07:002020-09-05T12:50:39.177-07:00How Many Homes are for Sale in Otay Ranch San Diego?<p> </p><p align="center" class="MsoNormal" style="text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Brought
to you by </span></b><a href="http://www.themichelsgroup.com/index.html"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">The Michels Group </span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Otay
Ranch, San Diego<o:p></o:p></span></b></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in 0in 12pt;"><span style="background-color: black;"><b style="color: white; mso-bidi-font-weight: normal;"><span style="font-size: 18pt;">About Otay Ranch: </span></b><span style="color: white; font-size: 11pt;">Otay Ranch is part of the southern San Diego community of Chula Vista. <span style="mso-spacerun: yes;"> </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">It
is the second-largest City in San Diego County with a population of 268,000.
Chula Vista boasts more than 52 square miles of coastal landscape, canyons,
rolling hills, mountains, quality parks, and miles of trails. Chula Vista is a
leader in conservation and renewable energy, has outstanding public schools,
and has been named one of the top safest cities in the country. </span><span>Chula Vista means “beautiful view” and there is more to
see and do here than you can imagine! Great year-round weather, miles of
trails, coastline, mountains and open space beckon runners, hikers, cyclists,
birders, and outdoors enthusiasts from the bay to lakes. Visit the bayfront
with the </span></span><a href="https://www.fws.gov/refuge/San_Diego_Bay/wildlife_and_habitat/Sweetwater_Marsh_Unit.html"><span style="font-size: 11pt;">Sweetwater Marsh National Wildlife Refuge</span></a><span style="color: white; font-size: 11pt;"> and the </span><a href="https://www.thelivingcoast.org/" style="color: white;"><span style="font-size: 11pt;">Living
Coast Discovery Center</span></a><span style="color: white; font-size: 11pt;">.
The </span><a href="https://cymchulavista.com/" style="color: white;"><span style="font-size: 11pt;">Chula
Vista Marina & Yacht Club</span></a><span style="color: white; font-size: 11pt;"> awaits kayakers and boaters. Cycle the </span><a href="https://www.sandiego.org/articles/biking/bike-route-bayshore-bikeway.aspx" style="color: white;"><span style="font-size: 11pt;">Bayshore Bikeway</span></a><span style="color: white; font-size: 11pt;"> and see more wonders on San Diego Bay.<o:p></o:p></span></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in 0in 12pt;"><span style="background-color: black; color: white;"><span style="font-size: 11pt;">Shopping,
dining, and entertainment abound with two major malls and a historic downtown
district. With more than 100 of the country’s top specialty stores, </span><a href="https://www.otayranchtowncenter.com/en.html"><span style="font-size: 11pt;">Otay
Ranch Town Center</span></a><span style="font-size: 11pt;"> is an
exciting outdoor shopping, dining and entertainment destination. This urban,
bustling, open-air center features a variety of amenities including a library,
outdoor cafes, a pet-friendly setting and adjacent dog park, food pavilion,
fireplace, and “popper” play fountain for children.<o:p></o:p></span></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in 0in 12pt;"><span style="background-color: black; color: white;"><a href="https://www.chulavistacenter.com/en.html"><span style="font-size: 11pt;">Chula Vista Center</span></a><span style="font-size: 11pt;"> in the downtown area boasts major retailers, dining,
movie theaters, and more than 100 fine specialty shops. And, </span><a href="http://thirdavenuevillage.com/"><span style="font-size: 11pt;">Third
Avenue Village</span></a><span style="font-size: 11pt;">, billed
as the cultural center of the city, features historic buildings, unique shops,
a weekly farmers market, landmark restaurants, and seasonal outdoor music
concerts.<o:p></o:p></span></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 6pt 0in;"><span style="color: white; font-size: 11pt;"><o:p style="background-color: black;"> </o:p></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 6pt 0in;"><span style="background-color: black; color: white;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 18pt;">Current Single Family Homes For Sale: </span></b><span style="font-size: 11pt;">There are currently 20 detached homes
for sale in Otay Ranch.<span style="mso-spacerun: yes;"> </span>The average home
is 4 bedroom, 3 bath, <span style="mso-spacerun: yes;"> </span>2622 square feet
with an average sale price of $770,135. The minimum average time for a house to
be on the market is only 2 days so if you like this community you will have to
act quickly!<o:p></o:p></span></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 6pt 0in;"><span style="background-color: black; color: white;"><a href="https://www.sandiego.gov/reservoirs-lakes/lower-otay-reservoir"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 16pt;">Otay Lakes</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-size: 16pt;">:</span></b><span style="font-size: 11pt;"> </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 11pt;">Otay Lakes is a reservoir in Chula Vista,
California, operated by the City of San Diego's Public Utilities Department. </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 11pt;">When full, Lower Otay
Reservoir has 1,100 surface acres, a maximum water depth of 137.5 feet, and 25
shoreline miles. Lower Otay Reservoir has a water storage capacity of to
47,066.9 acre feet. Water levels are monitored weekly. The reservoir is the
home of the </span><a href="https://trainatchulavista.com/"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 11pt;">United States Olympic Training</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 11pt;"> center for rowing
sports.<span style="mso-spacerun: yes;"> </span>There are miles of beautiful,
well groomed trails for hiking, running, mountain bike riding, bird watching
and fishing.</span><span style="font-size: 11pt;"><o:p></o:p></span></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in 0in 0.25in;"><b style="mso-bidi-font-weight: normal;"><span style="background-color: black; color: white; font-size: 18pt;">Location: </span></b><span style="font-size: 11pt;"><span style="background-color: black; color: white;">Otay
Ranch 22 minutes East of downtown San Diego and 3 miles from Otay Lakes.<span style="mso-spacerun: yes;"> </span>It is bordered by Bonita to the North, Coastal
Chula Vista to the East, Jamul and Delzura to the West and Otay Mesa to the
South.</span><b style="background-color: white; mso-bidi-font-weight: normal;"><o:p></o:p></b></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Hiking/Biking:
</span></b><span style="font-family: "Times New Roman","serif";">As mentioned
previously mentioned </span><a href="https://www.sandiego.gov/reservoirs-lakes/lower-otay-reservoir"><span style="font-family: "Times New Roman","serif";">Otay Lakes</span></a><span style="font-family: "Times New Roman","serif";"> is a terrific place to get some
shade, enjoy the lake, bird watch, fish or get some exercise.<span style="mso-spacerun: yes;"> </span>Just Southwest of the lakes are the Otay Open
Space Preserve which has 11,000 acres of space providing trails.<span style="mso-spacerun: yes;"> </span>About 14 minutes North is the beautiful </span><a href="https://www.chulavistaca.gov/departments/public-works/parks/locations-features-amenities-photos/rohr-park"><span style="font-family: "Times New Roman","serif";">Rohr Park</span></a><span style="font-family: "Times New Roman","serif";"> that provides 60 acres of ball
fields, picnic areas, biking and running trails and even pony rides!<o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Other
Cool Hikes in the Area: <o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Rohr Park: </span><a href="https://goo.gl/maps/eoGoM9uPmmCcpMfc8"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Directions to Rohr Park
from Otay Ranch</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Sweetwater River park: </span><a href="https://goo.gl/maps/rXbqpvW3UZHnyUQt9"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Directions to
Sweetwater River park from Otay Ranch</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Tijuana River National Estuary: </span><a href="https://goo.gl/maps/QR1rnRYHsiLc2quc8"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Directions to TJ
Estuary from Otay Ranch</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Local
Breweries:<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family: "Times New Roman","serif";">Otay
Ranch is home to one of my favorite breweries. </span><a href="https://novootay.com/"><span style="font-family: "Times New Roman","serif";">Novo
Brazil Brewing</span></a><span style="font-family: "Times New Roman","serif";">
serves up 40 styles of beer, Kombucha and hard seltzer.<span style="mso-spacerun: yes;"> </span>You can also head to Third Street Village
just 17 minutes away for 3 other great brewery choices.<o:p></o:p></span></p>
<p class="MsoNormal"><a href="http://www.groundswellbrew.com/"><span style="font-size: 14pt; line-height: 115%;">Groundswell Brewing</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://www.3punkales.com/"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Thr3 Punk Ales
Brewing</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://www.chulavistabrewery.com/"><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;">Chula
Vista Brewing</span></a><span style="font-family: "Times New Roman","serif"; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Wineries
and Wine Tasting</span></b><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">: </span><a href="https://www.thewineriesonhighway94.com/"><span style="font-family: "Times New Roman","serif";">Enjoy
one of San Diego's newest wine regions along Highway 94!</span></a><span style="font-family: "Times New Roman","serif";"> Located just 30 minutes away you
can lose yourself in the magic of wine country! No longer must you trek hours
away to enjoy locally grown and produced wines.<span style="mso-spacerun: yes;">
</span><span style="border: 1pt none; mso-border-alt: none windowtext 0in; padding: 0in;">You'll be pleasantly surprised at what you'll
find. Chances are you'll be hosted by the owners and winemakers themselves
who are all quite happy to answer your questions about how the wines are made,
and may even give you a personal tour! We're proud of what we're doing here in
the East County and we want to share the products of our efforts with you!<span style="mso-spacerun: yes;"> </span></span></span><a href="https://www.thewineriesonhighway94.com/menu"><span style="border: 1pt none; font-family: "Times New Roman","serif"; mso-border-alt: none windowtext 0in; padding: 0in;">There are 6 local wineries to try plus some other interesting
places to explore on 94!</span></a></span><span style="border: 1pt none; color: #3a1c13; font-family: "Times New Roman","serif"; mso-border-alt: none windowtext 0in; padding: 0in;"> </span><span style="font-family: "Times New Roman","serif";"><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Otay
Ranch Coffee Shops:<o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="https://nestlecafe.com/"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Nestle Tollhouse
Cafe</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";"><o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="https://www.happylemonsandiego.com/menu"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Happy
Lemon Tea</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";"><o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family: "Times New Roman","serif";">and of
course....</span><a href="https://www.starbucks.com/store-locator/store/1019284/vons-chula-vista-2826-1745-eastlake-parkway-chula-vista-ca-91915-us"><span style="font-family: "Times New Roman","serif";">Starbucks</span></a><span style="font-family: "Times New Roman","serif";"><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Breakfast
Joints in Otay Ranch:<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family: "Times New Roman","serif";">Of
course you have all of your traditional options like IHOP, Panera Bread,
Denny's and others but try out some local fare! <o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://www.familyhouseofpancakes.com/"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Family
House of Pancakes</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";"><o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="https://www.805southburrito.com/#/"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">MJ's
Fusion Deli</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">: </span></b><span style="font-family: "Times New Roman","serif";">A cool fusion of Asian, Mexican
and Islander<o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://www.facebook.com/VegaCaffeDeliUsa/about/?ref=page_internal"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Vega
Cafe</span></b></a><span style="font-family: "Times New Roman","serif";">: Traditional
Mexican with Vegan options<o:p></o:p></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><span style="font-family: "Times New Roman","serif";"><a href="https://vitalitybowls.com/whoweare/">Vitality Bowls</a> <span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">Delicious açaí bowls, which are a thick
blend of the açaí berry topped with organic granola and a selection of
superfood ingredients.</span></span><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span style="background-color: black; color: white; font-family: "Times New Roman","serif"; font-size: 18pt; line-height: 115%;">Best
Dinner Locations in Otay Ranch:<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://www.thekebabshop.com/"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">The Kebob Shop</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";"><o:p></o:p></span></b></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="http://pizzospizzeria.com/"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Pizzo's Pizza and
Wine Bar</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";"><o:p></o:p></span></b></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://www.cevichecraft.com/"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Ceviche Craft</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";"><o:p></o:p></span></b></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="https://novootay.com/"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Novo Brazil Brewing</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">
<o:p></o:p></span></b></span></p>
<p class="MsoNormal"><span style="background-color: black; color: white;"><a href="http://bamboogardenthaicuisine.com/"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Bamboo
Garden Thai Cuisine</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";"><o:p></o:p></span></b></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in;"><span style="background-color: black; color: white;">Thank you from the
Michels Group, Real Estate Professionals.<span style="mso-spacerun: yes;">
</span>If and when you are ready to sell or purchase a home, please consider us
to be your Realtor of choice. Or if you wish to refer someone you know and care
about, we are here to help. <span>Thanks to you, our
business continues to thrive and grow due to referrals from clients, friends,
associates, and others just like you! Who is the next person you know who
would benefit from our services?<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="color: white; font-family: "Times New Roman","serif";"><o:p style="background-color: black;"> </o:p></span></p>
<p class="MsoNormal"><a href="http://www.themichelsgroup.com/"><span style="background-color: black; color: white; font-family: "Times New Roman","serif";">http://www.themichelsgroup.com/</span></a></p>
<p class="MsoNormal"><a href="http://www.themichelsgroup.com/contact.html"><span style="background-color: black; color: white;">Contact
Us</span></a></p>
<p class="MsoNormal"><span style="background-color: black; color: white;">619-742-4170</span><span style="font-family: "Times New Roman","serif";"><o:p></o:p></span></p>Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-47243968649882463082020-08-19T14:28:00.009-07:002020-08-19T15:30:36.977-07:00Purchasing a New Home in Rolando, San Diego<p> </p><p align="center" class="MsoNormal" style="text-align: center;"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Brought
to you by </span></b><a href="http://www.themichelsgroup.com/index.html"><b style="mso-bidi-font-weight: normal;"><span face="" style="background-color: black; color: #2b00fe; font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">The Michels Group </span></b></a><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="text-align: center;"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Rolando,
San Diego<o:p></o:p></span></b></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 6pt 0in;"><span style="background-color: black; color: white;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 18pt;">About Rolando: </span></b><span style="font-size: 11pt;">Rolando
is located just 3.1 miles from beautiful Lake Murray and 15 minutes east of
downtown San Diego. <span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; mso-bidi-font-weight: bold;">Rolando</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;"> is a neighborhood
of the Mid-City region of </span></span><a href="https://en.wikipedia.org/wiki/San_Diego" title="San Diego"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 11pt; text-decoration: none; text-underline: none;">San Diego</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 11pt;">, </span><a href="https://en.wikipedia.org/wiki/California" title="California"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 11pt; text-decoration: none; text-underline: none;">California</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 11pt;">. Rolando is mostly residential with the
exception of </span><a href="https://en.wikipedia.org/wiki/El_Cajon_Boulevard" title="El Cajon Boulevard"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 11pt; text-decoration: none; text-underline: none;">El Cajon Boulevard</span></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 11pt;">, which features the
Campus Plaza shopping center. Rolando is divided by University Avenue into two
sections: Rolando Village to the north, and Rolando Park to the south.
Decorative public walkways known as "Catwalks" for pedestrians and
joggers to travel between neighborhood streets are spread throughout Rolando. </span><span style="font-size: 11pt;">Rolando hosts two elementary schools,
both part of the </span><a href="https://en.wikipedia.org/wiki/San_Diego_City_Schools" title="San Diego City Schools"><span style="font-size: 11pt;">San
Diego Unified School District</span></a><span style="font-size: 11pt;">: Henry Clay Elementary and Rolando Park Elementary Schools. <o:p></o:p></span></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 6pt 0in;"><span style="background-color: black; color: white;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 18pt;">Current Single Family Homes For Sale: </span></b><span style="font-size: 11pt;">There are currently 7 detached homes for
sale in Rolando.<span style="mso-spacerun: yes;"> </span>The average home is 3
bedroom, two bath, <span style="mso-spacerun: yes;"> </span>1365 square feet with
an average sale price of $630,000.<o:p></o:p></span></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 6pt 0in;"><span style="background-color: black; color: white;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 16pt;">Lake Murray:</span></b><span style="font-size: 11pt;"> </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 11pt;">Lake Murray is a reservoir in San Diego,
California, operated by the City of San Diego's Public Utilities Department. It
is located within Mission Trails Regional Park. When full, the reservoir covers
171.1 acres, has a maximum water depth of 95 feet, and a shoreline of 3.2
miles.<span style="mso-spacerun: yes;"> </span>There is a wonderful trail that
goes around the lake for running, walking, dog walking and biking.</span><span style="font-size: 11pt;"> <o:p></o:p></span></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in 0in 0.25in;"><span style="background-color: black; color: white;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 18pt;">Location: </span></b><span style="font-size: 14pt;">Rolando
15 minutes East of downtown San Diego and 3 miles from Lake Murray.<span style="mso-spacerun: yes;"> </span>It is bordered by College area to the North,
La Mesa to the East, Oak Park to the West and Lemon Grove to the South.</span><b style="mso-bidi-font-weight: normal;"><span style="font-size: 18pt;"><o:p></o:p></span></b></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Hiking/Biking:
</span></b><span face="" style="font-family: "times new roman", serif;">As mentioned
previously </span><a href="https://mtrp.org/lake-murray/"><span face="" style="font-family: "times new roman", serif;">Lake Murray</span></a><span face="" style="font-family: "times new roman", serif;"> is a terrific place to get some
shade, enjoy the lake and get some exercise.<span style="mso-spacerun: yes;">
</span>Just to the South is the tiny oasis known as </span><a href="https://www.sandiego.gov/park-and-recreation/centers/recctr/chollas"><span face="" style="font-family: "times new roman", serif;">Chollas Lake Park</span></a><span face="" style="font-family: "times new roman", serif;">.<span style="background-color: black; color: white;"> <span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">A
16-acre lake for free youth fishing (age 15 and under ONLY); an 8/10-of-a-mile
dirt path around the lake for walking, jogging, and bicycling; picnic tables
with barbecue grills; children's play equipment; a small basketball court;
hiking trails; and a multi-purpose ball field in North Chollas canyon.<span style="mso-spacerun: yes;"> </span></span></span><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Other
Cool Hikes in the Area: <o:p></o:p></span></b></p>
<p class="MsoNormal"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Mission Trails Regional Park.<span style="mso-spacerun: yes;"> </span></span><a href="https://goo.gl/maps/ckrjavVsoAiYm3XV9"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Directions to Mission
Trails from Rolando</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Balboa Park: </span><a href="https://goo.gl/maps/g5MNq1Ajft7HwbqT8"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Directions to Balboa
Park from Rolando</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Morley Field: </span><a href="https://goo.gl/maps/ceXy4JmZywc3KyZ57"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Directions to Morley
Field from Rolando</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Local
Breweries:<o:p></o:p></span></b></p>
<p class="MsoNormal"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">While Rolando does not have any local breweries
there are quite a few in close proximity. 13 minutes Southwest is the town of
North Park and the beer famous 30th Street. North Park is home to 14 local
craft breweries.<span style="mso-spacerun: yes;"> </span>Some of my favorites
are<o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://www.mikehessbrewing.com/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Mike
Hess Brewing</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="http://www.moderntimesbeer.com/site/age-verification"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Modern
Times Brewing</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Just to the East in the town of La Mesa there are a
couple of fun breweries to add to your list as well. <o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://littlemissbrewing.com/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Little
Miss Brewing</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://drinkhelix.com/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Helix Brewing</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Wine
Tasting Rooms</span></b><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">: </span><span face="" style="font-family: "times new roman", serif;">While
there are no tasting rooms in Rolando just go 8 minutes to the East to the
village of La Mesa!</span><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="http://www.sanpasqualwinery.com/scripts/linkList.cfm"><span face="" style="font-family: "times new roman", serif;">San Pasqual Winery</span></a><span face="" style="font-family: "times new roman", serif;"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://lamesawineworks.com/"><span face="" style="font-family: "times new roman", serif;">La Mesa Wine Works</span></a><span face="" style="font-family: "times new roman", serif;"><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Rolando
Coffee Shops:<o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="https://www.ultreyacoffeeandtea.com/"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;">Ultreya
Coffee</span></b></a><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;"><o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="https://www.instagram.com/duetcoffee/"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;">Duet
Coffee</span></b></a><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;"><o:p></o:p></span></b></p>
<p class="MsoNormal"><span face="" style="font-family: "times new roman", serif;">and of
course....</span><a href="https://www.instagram.com/duetcoffee/"><span face="" style="font-family: "times new roman", serif;">Starbucks</span></a><span face="" style="font-family: "times new roman", serif;"><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Breakfast
Joints in Rolando:<o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="https://www.google.com/maps/dir/32.7811072,-117.1849216/breakfast+in+rolando+san+diego/@32.7618785,-117.1981799,12z/data=!3m1!4b1!4m9!4m8!1m1!4e1!1m5!1m1!1s0x80d956ece3ec0495:0x4a51f22fcf361588!2m2!1d-117.0539365!2d32.7681937"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;">Directions
to the Daily Grind Cafe</span></b></a><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;"><o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="https://www.yelp.com/biz/sunshine-pancake-house-la-mesa"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;">Sunshine
Pancake House</span></b></a><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;"><o:p></o:p></span></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Best
Dinner Locations in Rolando:<o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="https://www.pestoitalianrestaurantsandiego.com/"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;">Pesto
Italian Craft Kitchen</span></b></a><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;"><o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="http://gardenkitchensd.com/"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;">Garden Kitchen</span></b></a><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif;">........Hidden
Gem!!!<o:p></o:p></span></b></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in;"><span style="background-color: black; color: white;">Thank you from the
Michels Group, Real Estate Professionals.<span style="mso-spacerun: yes;">
</span>If and when you are ready to sell or purchase a home, please consider us
to be your Realtor of choice. Or if you wish to refer someone you know and care
about, we are here to help. </span><span><span style="background-color: black; color: white;">Thanks to you, our
business continues to thrive and grow due to referrals from clients, friends,
associates, and others just like you! Who is the next person you know who
would benefit from our services?</span><span style="background-color: white; color: #222222;"><o:p></o:p></span></span></p>Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-80653172801965569562020-08-10T14:58:00.003-07:002020-08-10T17:20:49.599-07:00What Real Estate is Available in Carlsbad Near Lake Calavera, San Diego<p> </p><p align="center" class="MsoNormal" style="text-align: center;"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Brought
to you by </span></b><a href="http://www.themichelsgroup.com/index.html"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">The Michels Group </span></b></a><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="text-align: center;"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Lake
Calavera, San Diego<o:p></o:p></span></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">About
Carlsbad: </span></b><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">The town of Carlsbad is located just 35 miles North from
downtown San Diego and 87 miles South from Los Angeles. The aptly nicknamed “Village
by the sea" has an average household income hovering around $105,000 per
year. At the time of this posting there are 45 single family detached homes for
sale ranging from $495,000 - $2,400,000 within 3 miles of the beautiful area
surrounding Calavera Lake.<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>The lake community is located just 15 minutes
from the beach and the villages restaurants and shopping.</span><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in 0in 0.25in;"><span style="background-color: black; color: white;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 18pt;">About: </span></b><span style="font-size: 14pt;">Calavera
means "Skull" in Spanish<b style="mso-bidi-font-weight: normal;">. </b><span>There are more than six miles of trails, open to hikers,
mountain bikers and dogs on leashes, crisscross the preserve.<span style="mso-spacerun: yes;"> </span>Where else so close to San Diego can you hike
an extinct Volcano?<span style="mso-spacerun: yes;"> </span>The trails here are
well groomed and feature a small lake, creek and wooden bridge.<span style="mso-spacerun: yes;"> </span>You can hike to the rim or even walk out onto
the crater and read about the history of the volcano.<o:p></o:p></span></span></span></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in 0in 0.25in;"><b style="mso-bidi-font-weight: normal;"><span style="background-color: black; color: white; font-size: 18pt;">Location: </span></b><span style="font-size: 14pt;"><span style="background-color: black; color: white;">Carlsbad
30-40 minutes North of San Diego just east of the coastal town of Carlsbad.</span><b style="background-color: white; mso-bidi-font-weight: normal;"> </b></span><a href="https://goo.gl/maps/bD7Rg4bJUnEwuLqv5" style="background-color: white;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 14pt;">Directions.</span></b></a><b style="background-color: white; mso-bidi-font-weight: normal;"><span style="font-size: 18pt;"><o:p></o:p></span></b></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Hiking/Biking:
</span></b><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">There
are miles of trails to be hiked, biked or run at the extinct Volcano. Hikes vary from easy to strenuous.</span><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Other
Cool Hikes in the Area:</span></b></p>
<p class="MsoNormal"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Copper Creek Falls. </span><a href="https://goo.gl/maps/A3Ux8sRcbBd31rKo8"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Directions from Lake Calavera</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">San Elijo Lagoon. </span><a href="https://goo.gl/maps/syAbRNbGPte5Ndxk6"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Directions from Lake
Calavera</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Local
Breweries:<o:p></o:p></span></b></p>
<p class="MsoNormal"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Carlsbad is home to quite a few microbreweries.<span style="mso-spacerun: yes;"> </span>A simple Google search will reveal their
names and locations to you.<span style="mso-spacerun: yes;"> </span>The breweries
listed below are two of San Diego's oldest and best. Karl Strauss has a full
menu while at Pizza Port you can enjoy pizza of course.<o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://www.karlstrauss.com/visit/carlsbad/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Karl
Strauss Brewing</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://www.pizzaport.com/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Pizza Port
Brewing</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Wine Tasting Rooms:<o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://www.witchcreekwinery.com/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Witch
Creek Winery</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Carlsbad
Coffee Shops:<o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="http://www.sleepingtigercoffees.com/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Sleeping
Tiger Coffee</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://babacoffee.com/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Baba Coffee</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="http://vinakacafe.net/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Vinaka Coffee</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">
<o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;">Breakfast
Joints in Carlsbad:<o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="https://www.swamiscafe.com/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Swami's Cafe</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://beachplumkitchen.com/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Beach
Plum Kitchen</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://beachbreakcafe.net/"><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;">Beach
Break Cafe</span></a><span face="" style="font-family: "times new roman", serif; font-size: 14pt; line-height: 115%;"><o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span face="" style="color: white; font-family: "times new roman", serif; font-size: 18pt; line-height: 115%;"><o:p style="background-color: black;"> </o:p></span></b></p>
<p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin: 0in;"><span style="background-color: black; color: white;">Thank you from the
Michels Group, Real Estate Professionals.<span style="mso-spacerun: yes;">
</span>If and when you are ready to sell or purchase a home, please consider us
to be your Realtor of choice. Or if you wish to refer someone you know and care
about, we are here to help. <span>Thanks to you, our
business continues to thrive and grow due to referrals from clients, friends,
associates, and others just like you! Who is the next person you know who
would benefit from our services?<o:p></o:p></span></span></p>
<p class="MsoNormal"><span face="" style="color: white; font-family: "times new roman", serif;"><o:p style="background-color: black;"> </o:p></span></p>
<p class="MsoNormal"><a href="http://www.themichelsgroup.com/"><span face="" style="font-family: "times new roman", serif;">http://www.themichelsgroup.com/</span></a></p>
<p class="MsoNormal"><a href="http://www.themichelsgroup.com/contact.html">Contact
Us</a></p>
<p class="MsoNormal">619-742-4170<span face="" style="font-family: "times new roman", serif;"><o:p></o:p></span></p>Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-3069214557391046462020-03-20T08:51:00.000-07:002020-03-20T08:51:03.374-07:005 Tips to Make Working at Home a SucccessWe don’t all, under usual circumstances, have the luxury of working from home.<span style="mso-spacerun: yes;"> </span>So here are a few things that as a work from home guy for the past 20 years have found to be useful!<br />
<div class="MsoNormal">
<o:p></o:p></div>
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<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">1)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Set your alarm, get out of bed, and get dressed for work.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Yes, set your alarm! You are going to work and its important to get into that mindset<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Don’t stray from your normal routine.<span style="mso-spacerun: yes;"> </span>If you get up make coffee and jump in the shower before hopping in the car to drive to the office, then do it.<span style="mso-spacerun: yes;"> </span>The steps are still the same, you’re just heading into a new office<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Get dressed.<span style="mso-spacerun: yes;"> </span>It super easy to sit around in pajamas all day when you don’t have to go meet someone.<span style="mso-spacerun: yes;"> </span>But You are WAY less productive.<span style="mso-spacerun: yes;"> </span>Dress for success, even when no one is watching, it will help your mind switch into work mode!<o:p></o:p></div>
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<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">2)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Create a designated Office Space<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Not all of us have 2500 square foot homes with 2 extra bedrooms, am I right? (If you need to buy or sell one, I can help!). But that doesn’t mean you don’t have to go into an office.<span style="mso-spacerun: yes;"> </span>Find a space, any space! Something that you can say (to those furry kids too) I’m at work, go away! <span style="font-family: "segoe ui emoji" , sans-serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-char-type: symbol-ext; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-symbol-font-family: "Segoe UI Emoji";">😊</span> <o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->If you have an extra room, a shed, a basement, anything.<span style="mso-spacerun: yes;"> </span>Even if you must partition off just part of your kitchen table or island, do it! You must have space to work, preferably uninterrupted (for 90 mins at a time, but we’ll get to that).<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Try to make sure this a space you can come back to every day.<span style="mso-spacerun: yes;"> </span>Building a habit is helpful<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">3)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Work in 90 min increments<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->When you work, work! And work hard, but everyone needs a break.<span style="mso-spacerun: yes;"> </span>Research has shown (Check out the book<span style="mso-spacerun: yes;"> </span>“The Power of Full Engagement” for more on this) that if you can put your head down and focus on the task at hand for 90 mins you can get a lot more done.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Take 15 min breaks every 90 mins. This is the old work hard, play hard mantra.<span style="mso-spacerun: yes;"> </span>But its true.<span style="mso-spacerun: yes;"> </span>If you put in 90 mins of solid work, step away.<span style="mso-spacerun: yes;"> </span>Go take a 10 min nap, do a meditation, check that the kids haven’t burned down the kitchen or the dog hasn’t eaten up your stash of coveted toilet paper, but completely step away, just 15 mins!<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">4)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Walk out the door!<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Yep, that’s right! Believe me just do it!<span style="mso-spacerun: yes;"> </span>Walk out the door, get in your car, put your hands on the steering wheel, then get out!! Now go back inside and go straight to your space and get to work!<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->I know it seems strange, but this is a mindset thing. Tell yourself, you’re going to work. It helps!<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->When you’re done for the day repeat leave again and come back!<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">5)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->Practice, Practice, Practice<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->As with anything in life, this is not going to be perfect the first time through.<span style="mso-spacerun: yes;"> </span>Give yourself a little grace. <o:p></o:p></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 1.0in; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->There will be interruptions. Best to deal with them and move on! Over time, you can become great at getting things done from the comfort of your own home.<o:p></o:p></div>
<br />Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-71334012402939669252018-10-29T11:41:00.003-07:002018-10-29T11:41:29.054-07:00Prop 5 - Property Tax Transfer Initiative<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmalbMvK6zPvuGCmyPA-kapWltFcwTyilnWbVuO_3OTL360ddXyBarBOgi3L4Lzihdpw2Z1ujnvzkt3ffwcp-Xeww5TvZJ3ZI1FkoKkLM2bHd6cnT0TfPRyAg9t-u6Fci6pwtiuUBH0xI2/s1600/Prop+5.gif" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1000" data-original-width="898" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmalbMvK6zPvuGCmyPA-kapWltFcwTyilnWbVuO_3OTL360ddXyBarBOgi3L4Lzihdpw2Z1ujnvzkt3ffwcp-Xeww5TvZJ3ZI1FkoKkLM2bHd6cnT0TfPRyAg9t-u6Fci6pwtiuUBH0xI2/s640/Prop+5.gif" width="574" /></a></div>
<br />Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com1tag:blogger.com,1999:blog-6809792256359622988.post-18253585320409840542018-10-17T15:09:00.000-07:002018-10-17T15:24:26.146-07:008 Steps to Follow When Buying a Newly Constructed Home<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjECfQKxNSbvLOZdd5AYQ6C3R_xEBr2KaIDQi5ZWrmRKb8tQh2CtKLKjDpUh2ZnWLvOng888XZ-oWXebDOUTRIKIoKWezIm0XMGHD0POx63tNRHbqxYmPNkogY0-OwlvgtPv5dEVfNmVHmO/s1600/constructed-clipart-house-builder.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="600" data-original-width="600" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjECfQKxNSbvLOZdd5AYQ6C3R_xEBr2KaIDQi5ZWrmRKb8tQh2CtKLKjDpUh2ZnWLvOng888XZ-oWXebDOUTRIKIoKWezIm0XMGHD0POx63tNRHbqxYmPNkogY0-OwlvgtPv5dEVfNmVHmO/s200/constructed-clipart-house-builder.png" width="200" /></a></div>
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<div style="margin: 0px 0px 10.66px;">
Buying a newly constructed home can give you more options
than a previously owned home. You can choose the cabinets, flooring and
possibly the floor plan. And you will be the first family to live this home!</div>
<br />
<div style="margin: 0px 0px 10.66px;">
However, buying a new home can also create some challenges:
additional expenses, location, unreliable builders, and having the home
finished in a timely manner.</div>
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<div style="margin: 0px 0px 10.66px;">
Follow these 8 steps before buying a newly constructed home
and the process will be smoother.</div>
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<div style="margin: 0px 0px 10.66px;">
<b style="mso-bidi-font-weight: normal;">Get Preapproved First</b></div>
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<div style="margin: 0px 0px 10.66px;">
When buying a previously owned or a newly constructed home,
get funding preapproval so you know how much you can spend on a home. Keep in
mind the total cost will also include any additional upgrades you want before
your home is built.</div>
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<div style="margin: 0px 0px 10.66px;">
<b style="mso-bidi-font-weight: normal;">Consider the Pros and
Cons of New Construction</b></div>
<br />
<div style="margin: 0px 0px 10.66px;">
First decide if you want to buy a spec home; a home built as
part of a development; or a custom home built to your specifications on your
site. Before you decide on a newly built home, consider the following:</div>
<br />
<div style="margin: 0px 0px 0px 48px; text-indent: -0.25in;">
<span style="font-family: "symbol"; margin: 0px;"><span style="margin: 0px;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "Times New Roman"; margin: 0px;">
</span></span></span>Will you have a reasonable commute to work or
areas you normally spend time in?</div>
<br />
<div style="margin: 0px 0px 0px 48px; text-indent: -0.25in;">
<span style="font-family: "symbol"; margin: 0px;"><span style="margin: 0px;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "Times New Roman"; margin: 0px;">
</span></span></span>Are you willing to put in the work for new
landscaping and to wait years for trees to mature?</div>
<br />
<div style="margin: 0px 0px 0px 48px; text-indent: -0.25in;">
<span style="font-family: "symbol"; margin: 0px;"><span style="margin: 0px;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "Times New Roman"; margin: 0px;">
</span></span></span>Do you mind having a home that has a floor plan
and paint scheme similar to your neighbors?</div>
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<span style="font-family: "symbol"; margin: 0px;"><span style="margin: 0px;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "Times New Roman"; margin: 0px;">
</span></span></span>Today many developments have homes built closer
together with little space between them. Do you mind being that close to your
neighbors?</div>
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<b style="mso-bidi-font-weight: normal;">Use Your Own Realtor</b></div>
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Many builders will want you to use their lender and their
real estate agents.<span style="margin: 0px;"> </span>Get your own real
estate agent! The builder’s team is looking out for the builder’s interest, not
yours. </div>
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<div style="margin: 0px 0px 10.66px;">
Have your agent introduce you to the builder first.<span style="margin: 0px;"> </span>Don’t go there without having representation.
<span style="margin: 0px;"> </span>Some builders will not let you bring in
an agent if you’ve gone to them first so contact your agent before looking at
new construction.<span style="margin: 0px;"> </span>In addition, many
builder’s will pressure you to use their agents if you come in without your own
agent.</div>
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<b style="mso-bidi-font-weight: normal;">Research the Builder</b></div>
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Do as much research on the builder as you can.<span style="margin: 0px;"> </span>Are they reputable?<span style="margin: 0px;"> </span>Have they built other developments like the
one you’re interested in.<span style="margin: 0px;"> </span>Do they have
any complaints or legal action against them?</div>
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<div style="margin: 0px 0px 10.66px;">
Check out their websites. Research the internet. Check with
the Better Business Bureau. In California, you also can check the <span style="margin: 0px;"><a href="http://www.cslb.ca.gov/"><span style="color: #0563c1; font-family: "verdana";">Contractor’s State License
Board</span></a></span> for any complaints against the builder.</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7Naqp_8DWCkmIDw64cRO_b3QxYeunoUFWpPL-wNiYlfYzUi4ZXq-z2-VcxII7On7zuMbbxouUimgLVsNQfOCO_DprPJ4K5j5eiA7VUYayGmXKNckezrBOAaxJhWBVNqOjKpuvrfj8yitp/s1600/construction-clipart-school-construction-2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="573" data-original-width="1600" height="114" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7Naqp_8DWCkmIDw64cRO_b3QxYeunoUFWpPL-wNiYlfYzUi4ZXq-z2-VcxII7On7zuMbbxouUimgLVsNQfOCO_DprPJ4K5j5eiA7VUYayGmXKNckezrBOAaxJhWBVNqOjKpuvrfj8yitp/s320/construction-clipart-school-construction-2.jpg" width="320" /></a></div>
<div style="margin: 0px 0px 10.66px;">
<br /></div>
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<b style="mso-bidi-font-weight: normal;">Understand the Floor
Plan and What Customizations or Upgrades You Can Have</b></div>
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<div style="margin: 0px 0px 10.66px;">
First, look closely at the floor plans and if you have a
choice, choose the one that will fit your needs the best. If you don’t
understand anything on the floor plan, ask questions.<span style="margin: 0px;"> </span>The builder’s sales rep will assume you
understand what is on the plans and that can cause problems later. Ask lots of
questions!</div>
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<div style="margin: 0px 0px 10.66px;">
Also, understand what customizations or upgrades you can
make before building.<span style="margin: 0px;"> </span>Some developments
will limit the customizations while others will provide a broader range of
items you can customize. Some builders will give you only 2 or 3 options for
flooring, while others may have 5 or more options.</div>
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<div style="margin: 0px 0px 10.66px;">
Don’t forget to ask the cost. If you want marble counters
but the builder was putting in solid surface countertops, it may cost you more.
Don’t forget to include all upgrades in the total costs.</div>
<br />
<div style="margin: 0px 0px 10.66px;">
Make decisions on customizations and upgrades as soon as
possible.<span style="margin: 0px;"> </span>This will save money later. Deciding
you want the house wired for a built-in security system after the electrical is
finished will result in more work for the builder. This will cost you more and
it may delay your closing time. So make all upgrade and customization decisions
before construction starts.</div>
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<div style="margin: 0px 0px 10.66px;">
Check to see if the development will have a Home Owner’s
Association (HOA).<span style="margin: 0px;"> </span>Ask for fees and
rules.<span style="margin: 0px;"> </span>Many fees can be very expensive
and many HOA’s can fine homeowners for any infractions of the rules.<span style="margin: 0px;"> </span>Make sure you know what is expected and if
those rules will fit your lifestyle.<span style="margin: 0px;">
</span>Many will restrict what color you can paint your house, what remodeling
you can and can’t do, if you can a vegetable garden or not, and so on.</div>
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<div style="margin: 0px 0px 10.66px;">
Don’t forget to ask if there are any amenities included with
the purchase.<span style="margin: 0px;"> </span>Will there be a clubhouse,
a park, a gated community, a playground, etc.</div>
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<b style="mso-bidi-font-weight: normal;">Get Everything in
Writing</b></div>
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<div style="margin: 0px 0px 10.66px;">
Once you’ve decided on the floor plan and upgrades, have all
the information put into a contract.<span style="margin: 0px;">
</span>Then have a real estate lawyer review the contract before you sign it.</div>
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<div style="margin: 0px 0px 10.66px;">
Make sure there is information about the timeline to
complete the home and what happens if it isn’t completed by the agreed upon
time.<span style="margin: 0px;"> </span></div>
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<div style="margin: 0px 0px 10.66px;">
<b style="mso-bidi-font-weight: normal;">Ask About Warranties</b></div>
<br />
<div style="margin: 0px 0px 10.66px;">
Most builders offer warranties on workmanship and
materials.<span style="margin: 0px;"> </span>Make sure you understand what
is and what isn’t covered by the warranties.<span style="margin: 0px;">
</span>In addition, make sure you know what steps to follow if you need to have
something repaired under a warranty.</div>
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<div style="margin: 0px 0px 10.66px;">
<b style="mso-bidi-font-weight: normal;">Get an Independent
Home Inspector</b></div>
<br />
<div style="margin: 0px 0px 10.66px;">
New homes can have as many issues as a previously owned one
so make sure you have the home inspected by an independent certified home
inspector.<span style="margin: 0px;"> </span>Don’t use an inspector the
builder recommends. Don’t use your father-in-law or friend.<span style="margin: 0px;"> </span>Certified home inspectors will look at
everything: the roof, the electrical and heating systems, the plumbing, the
foundation, etc. </div>
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<div style="margin: 0px 0px 10.66px;">
Be there for the inspection and ask questions.<span style="margin: 0px;"> </span>You and your family will be living in this
home and you should understand as much about it as you can.<span style="margin: 0px;"> </span>If you don’t understand something, ask for
clarification.</div>
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<div style="margin: 0px 0px 10.66px;">
As the closing time approaches, rely on your team (your real
estate agent, your lender, and your lawyer) to help through the last few
steps.<span style="margin: 0px;"> </span>Once escrow has closes, you’re
ready to be the first family to live in your new home.<span style="margin: 0px;"> </span>Congratulations!</div>
<br />
<div style="margin: 0px 0px 10.66px;">
Contact me if you’re interested in a newly constructed home,
and I'll guide you through the steps outlined above!</div>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike>Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-71823899099480572932018-06-05T09:42:00.000-07:002018-06-05T09:42:02.200-07:00Rental Scammers!<div class="separator" style="clear: both; text-align: center;">
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<br /></div>
<div style="color: #3e3e3e; font-family: "Century Gothic"; line-height: 24px; margin: 10px;">
Due to soaring house prices and interest rates, many people are unable to purchase a home<br />
and are having to rent instead of buy. Although this may be okay in the short-term, the<br />
long-term benefits of home ownership can severely outweigh any positives of renting. The<br />
steady increase in renting has the attention of internet scammers, who are using rental<br />
properties as a cover to steal your hard-earned money. These are called “Craigslist Rental<br />
Scammers,” but they can happen anywhere online. Here are a few ways to help protect you<br />
in a search for a rental property:</div>
<div style="color: #3e3e3e; font-family: "century gothic"; line-height: 24px; margin: 10px;">
<b>It’s Too Good To Be True</b><br />
If you feel as though a rental is too good to be true, it probably is. Often times, scammers use<br />
extremely low prices and overly flexible leases to spark your interest. In the current market,<br />
renting is not that simple.</div>
<div style="color: #3e3e3e; font-family: "century gothic"; line-height: 24px; margin: 10px;">
<strong>Landlord Wants Too Much Before You See Anything</strong><br />
If the landlord asks you to wire money or provide your information before you even see the<br />
inside, it is a scam. Often time scammers will tell you to drive by the outside, instead of letting<br />
you visit the property. This is a huge red flag.</div>
<div style="color: #3e3e3e; font-family: "century gothic"; line-height: 24px; margin: 10px;">
<strong>No Information</strong><br />
If they don’t ask for information from you before prompting for money, this is a scam. Most<br />
legitimate landlords need you to fill out an application, legal documents and provide<br />
documentation before a deposit is requested.</div>
<div style="color: #3e3e3e; font-family: "century gothic"; line-height: 24px; margin: 10px;">
<strong>Bad Grammar, Illegitimate Emails & Screening Phone Calls</strong><br />
If the potential landlord has error-ridden emails/texts, illegitimate email addresses, or refuses to<br />
take phone calls, there is a good chance you are being taken advantage of.</div>
<div style="color: #3e3e3e; font-family: "century gothic"; line-height: 24px; margin: 10px;">
<strong>Overseas Landlord</strong><br />
If the property is being handled by someone for an owner who is “overseas”, be cautious.<br />
They will insist they are managing the property for the real owner but disappears with your<br />
deposit.</div>
<div style="color: #3e3e3e; font-family: "century gothic"; line-height: 24px; margin: 10px;">
Although the housing market is very competitive, our team has experienced professionals that<br />
will guide potential home buyers and make them feel at ease. Call us today find out how we<br />
can help you or your clients get into a new home.</div>
<div style="color: #3e3e3e; font-family: "century gothic"; line-height: 24px; margin: 10px;">
<span style="font-size: xx-small;">*Information provided courtesy of Summit Funding</span></div>
</td></tr>
</tbody></table>
</td></tr>
</tbody></table>
Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com1tag:blogger.com,1999:blog-6809792256359622988.post-9180173840468868442018-02-12T15:11:00.000-08:002018-02-12T15:15:16.898-08:00Should You Install Solar Panels?<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhWi72y83V2NPXlifte07NOCegLgqj-S6Ji4ZrxGYvnwwJIsw4AvlUx9GeIA684vsvocjoOFHM8Yv9YoGyok5KXVI65C6ST7Ga2VsVkZWGq3XNpgRDPIqWANpZZi9m84C00hlyV9GeVWeIG/s1600/solar+houses.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="183" data-original-width="275" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhWi72y83V2NPXlifte07NOCegLgqj-S6Ji4ZrxGYvnwwJIsw4AvlUx9GeIA684vsvocjoOFHM8Yv9YoGyok5KXVI65C6ST7Ga2VsVkZWGq3XNpgRDPIqWANpZZi9m84C00hlyV9GeVWeIG/s1600/solar+houses.jpg" /></a></div>
<br />
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Deciding to install solar panels is a significant decision with many
variables.<span style="mso-spacerun: yes;"> </span>Should you lease or buy? How
should you finance the installation? How much savings will you receive from
leasing or buying? How do you find a reputable company?<o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><span style="color: #6fa8dc;">Determine if
Solar is Right for You</span><o:p></o:p></span></b><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></b></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">The first step is to determine if your home is appropriate for
solar.<span style="mso-spacerun: yes;"> </span>You don’t need to have sun all
the time for solar power but you do need to determine if your property has the
right amount of sunlight.<o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">If you want roof mounted panels, look closely at your roof and
determine if sunlight is hitting the right spot.<span style="mso-spacerun: yes;"> </span>South facing roofs are best but East and West
facing roofs work almost as well.<span style="mso-spacerun: yes;"> </span>If
your roof faces North, don’t mount panels on the roof. Consider a ground
mounted system if feasible.<span style="mso-spacerun: yes;"> </span>Even in
sunny California, you may not get enough sun in the right spot for solar power.<o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Also determine if there are any obstacles to the sunlight: trees,
other homes, hills, etc. You want the spot to receive as much sun as possible.</span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></b></div>
<div class="MsoNormal">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2BwtpDfG4tj65YFc5o_s2GvWFZLTAosMTVWzYSzkoazhvKG-0_-ShOkpa3a4-kBbhRMDeORdCgxGHiR_rEWNdH_4tafGOMlRYi09B4kTNzbb2s_0dpJH6atTFDn_2bhdcYBLMvdwcZ8kU/s1600/money.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="522" data-original-width="1024" height="101" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2BwtpDfG4tj65YFc5o_s2GvWFZLTAosMTVWzYSzkoazhvKG-0_-ShOkpa3a4-kBbhRMDeORdCgxGHiR_rEWNdH_4tafGOMlRYi09B4kTNzbb2s_0dpJH6atTFDn_2bhdcYBLMvdwcZ8kU/s200/money.jpg" width="200" /></a></div>
<b style="mso-bidi-font-weight: normal;"><span style="color: #6fa8dc; font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Calculate Your
Savings</span></b><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></b></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">The first step is to determine how much your utility company is
charging you for each kilowatt-hour (kWh) of electricity you use.<span style="mso-spacerun: yes;"> </span>This cost can vary widely depending on where
you live.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span>
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">A solar system is basically a small power plant installed on your roof
similar to the large power plant a utility company employs to provide
electricity.<span style="mso-spacerun: yes;"> </span>Keep in mind that homeowners
with higher electricity rates will have greater savings when they switch to
solar.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span>
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">There are several online options for determining how much you will
save with a solar system. You can use a search engine by inputting <i style="mso-bidi-font-style: normal;">solar system calculator</i> or visit sites
likes </span><a href="http://www.energysage.com/"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">www.energysage.com</span></a><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">. You can also
search your local utility company to see if they offer calculators programmed
for your area. In San Diego, </span><a href="http://www.sdge.com/"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">San Diego Gas
& Electric</span></a><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"> offers such a calculator to it’s customers.<o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><span style="color: #6fa8dc;">Determine if You
Will Lease or Buy </span><o:p></o:p></span></b><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></b></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">For many years, most homeowners opted to lease their solar systems. However,
more homeowners are now buying their systems.<o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">When you lease or enter into a Power Purchasing Agreement (PPA), you
do not own the system; you are renting the system from the company. Leasing is
very convenient but doesn’t offer the same savings as buying the system would
give you.<o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">With leasing, there is little or no upfront money required; you are
not responsible for any maintenance; and you may still acquire federal, state and
local tax credits if offered. However, your savings will be less; you lose
control of your roof since the company can determine where and how many panels
to install; buyers may not want a leased system if you try to sell your home;
and leasing maintenance plans are not always favorable to the homeowner.<o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYeratD0rLHQChAFzoYmM8C4kh3krMzaNwC3QW7ymttpw63PH09Xiv-SDlJYRUfGK7HTCToIKJhko_VtTTyiBIMXEJRRwmgp0F1FW-xy0VFR_lYKkJyHWkpQ5dOLto-BE24VxUqnix364M/s1600/sun.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="224" data-original-width="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYeratD0rLHQChAFzoYmM8C4kh3krMzaNwC3QW7ymttpw63PH09Xiv-SDlJYRUfGK7HTCToIKJhko_VtTTyiBIMXEJRRwmgp0F1FW-xy0VFR_lYKkJyHWkpQ5dOLto-BE24VxUqnix364M/s1600/sun.jpg" /></a></div>
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Buying a solar system requires more research and decision making for
the homeowner.<span style="mso-spacerun: yes;"> </span>It’s recommended that you
get several estimates from various companies.<span style="mso-spacerun: yes;">
</span>Sometimes the best deal is not with the largest company in your
area.<span style="mso-spacerun: yes;"> </span>Numerous small companies offer
better deals than larger ones. Look closely at what you want and how you’re
going to finance the project. <o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">As with other services, check the <i style="mso-bidi-font-style: normal;">Better
Business Bureau</i> to find a reputable and reliable company.<span style="mso-spacerun: yes;"> </span>Don’t forget to ask for recommendations from
your friends and family. Also check online reviews but don’t rely solely on one
source.<span style="mso-spacerun: yes;"> </span>Look at all sources before
making a decision on which company to choose. Once you have chosen a company,
ask for references and call them.<span style="mso-spacerun: yes;"> </span>Buying
a solar system is a sizable expense; use all your resources to get the best
deal for you.<o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Buying a system has both pros and cons.<span style="mso-spacerun: yes;"> </span>First, buying provides you with flexible
financing options. You can pay cash, use a home equity loan or obtain a solar
loan. Second, a solar system that is bought and paid for improves the selling
value of your home. Finally, as with leasing, you may still acquire federal,
state and local tax credits if offered.<o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">On the negative side, buying a system requires a lot of upfront money
if you use cash for the purchase.<span style="mso-spacerun: yes;"> </span>The
return on investment may take anywhere from five to ten years. In addition, the
owner is responsible for any maintenance costs. <o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguqKDpYaTzf__upJ-Qz8JT2CInI6XOUjg2liFWrw_F4IVgQW1j8BA4lkeFHHFSBSXyIhxXD3Vf_WHGMaJK1371Oy4A8ccfCJkTmqGSuE9AbiSv-PwGWurF7yVZciwu3jyTVpcpd0CnXxIM/s1600/sunny+house.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguqKDpYaTzf__upJ-Qz8JT2CInI6XOUjg2liFWrw_F4IVgQW1j8BA4lkeFHHFSBSXyIhxXD3Vf_WHGMaJK1371Oy4A8ccfCJkTmqGSuE9AbiSv-PwGWurF7yVZciwu3jyTVpcpd0CnXxIM/s320/sunny+house.png" width="320" /></a></div>
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span>
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Don’t forget to contact your insurance company before installing the
system. You may need to increase your policy to cover the panels. Also, check
with your homeowner’s association before installing and find out if there are
any rules or restrictions that need to be considered first.<o:p></o:p></span><br />
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">After you’ve installed the system, stay connected to your utility
company.<span style="mso-spacerun: yes;"> </span>There may be times when you
will need to supplement your electricity in case there’s an emergency; your
system may go down; or not produce enough electricity during less sunny
seasons.<o:p></o:p></span></div>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 9"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
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Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-5304638193631923742017-12-28T15:24:00.000-08:002017-12-28T15:37:28.850-08:00Summary from the National Association of REALTORS on How the New Tax Bill will Affect Homeowners<span style="font-family: "verdana" , sans-serif;">With the passing of the new tax bill, everyone wants to know how it will affect them. Below is a summary created by the National Association of REALTORS for current and prospective homeowners and provisions that affect commercial real estate. </span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span>
<br />
<h2 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #231b18; font-size: 24px; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 500; margin: 0px 0px 24px;">
<a href="https://www.blogger.com/null" id="m_6295214496842057673m_6032131880207833547Current and Prospective Homeowners" name="m_6295214496842057673_m_6032131880207833547_Current and Prospective Homeowners" style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #35a0ea;"><span style="font-family: "verdana" , sans-serif;">Major Provisions Affecting Current and Prospective Homeowners</span></a></h2>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #231b18; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: none; margin: 0px 0px 24px 16px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Tax Rate Reductions</span></h3>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuTrPEni1P_SAkZcthOrRsrzOlq-QrZsK4kCUZVKpLG04nKw9G1dHAC5ylYNnB9y0sWfy7d1LUwMi_PJQPaCPm5rofe_4EwVUfiJ49YDhuwyarvZLNnwXDhtgEtnqtzqTPP3lvRrnyusa5/s1600/tax+real+estate.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="531" data-original-width="800" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuTrPEni1P_SAkZcthOrRsrzOlq-QrZsK4kCUZVKpLG04nKw9G1dHAC5ylYNnB9y0sWfy7d1LUwMi_PJQPaCPm5rofe_4EwVUfiJ49YDhuwyarvZLNnwXDhtgEtnqtzqTPP3lvRrnyusa5/s320/tax+real+estate.png" width="320" /></a></div>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><br /></span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The new law provides generally lower tax rates for all individual tax filers. While this does not mean that every American will pay lower taxes under these changes, many will. The total size of the tax cut from the rate reductions equals more than $1.2 trillion over ten years.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The tax rate schedule retains seven brackets with slightly lower marginal rates of 10%, 12%, 22%, 24%, 32%, 35%, and 37%.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill retains the current-law maximum rates on net capital gains (generally, 15% maximum rate but 20% for those in the highest tax bracket; 25% rate on “recapture” of depreciation from real property).<br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Exclusion of Gain on Sale of a Principal Residence</span></h3>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill retains current law. A significant victory in the final bill that NAR achieved.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">The Senate-passed bill would have changed the amount of time a homeowner must live in their home to qualify for the capital gains exclusion from 2 out of the past 5 years to 5 out of the past 8 years. The House bill would have made this same change as well as phased out the exclusion for taxpayers with incomes above $250,000 single/$500,000 married. </em><br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Mortgage Interest Deduction</span></h3>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill reduces the limit on deductible mortgage debt to $750,000 for new loans taken out after 12/14/17. Current loans of up to $1 million are grandfathered and are not subject to the new $750,000 cap. Neither limit is indexed for inflation.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">Homeowners may refinance mortgage debts existing on 12/14/17 up to $1 million and still deduct the interest, so long as the new loan does not exceed the amount of the mortgage being refinanced.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill repeals the deduction for interest paid on home equity debt through 12/31/25. Interest is still deductible on home equity loans (or second mortgages) if the proceeds are used to substantially improve the residence.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">Interest remains deductible on second homes, but subject to the $1 million / $750,000 limits.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">The House-passed bill would have capped the mortgage interest limit at $500,000 and eliminated the deduction for second homes.</em><br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Deduction for State and Local Taxes</span></h3>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill allows an itemized deduction of up to $10,000 for the total of state and local property taxes and income or sales taxes. This $10,000 limit applies for both single and married filers and is not indexed for inflation.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill also specifically precludes the deduction of 2018 state and local income taxes prepaid in 2017.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">When House and Senate bills were first introduced, the deduction for state and local taxes would have been completely eliminated. The House and Senate passed bills would have allowed property taxes to be deducted up to $10,000. The final bill, while less beneficial than current law, represents a significant improvement over the original proposals.</em><br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
</ul>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #231b18; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: none; margin: 0px 0px 24px 16px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Standard Deduction</span></h3>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill provides a standard deduction of $12,000 for single individuals and $24,000 for joint returns. The new standard deduction is indexed for inflation.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">By doubling the standard deduction, Congress has greatly reduced the value of the mortgage interest and property tax deductions as tax incentives for homeownership.</em><em style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">Congressional estimates indicate that only 5-8% of filers will now be eligible to claim these deductions by itemizing, meaning there will be no tax differential between renting and owning for more than 90% of taxpayers.</em><br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Repeal of Personal Exemptions</span></h3>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">Under the prior law, tax filers could deduct $4,150 in 2018 for the filer and his or her spouse, if any, and for each dependent. These exemptions have been repealed in the new law.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">This change alone greatly mitigates (and in some cases entirely eliminates) the positive aspects of the higher standard deduction.</em><br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
</ul>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #231b18; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: none; margin: 0px 0px 24px 16px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Mortgage Credit Certificates (MCCs)</span></h3>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill retains current law.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">The House-passed legislation would have repealed MCCs.</em><br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Deduction for Medical Expenses</span></h3>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill retains the deduction for medical expenses (including decreasing the 10% floor to 7.5% floor for 2018).</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">The House bill would have eliminated the deduction for medical expenses.</em><br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Child Credit</span></h3>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill increases the child tax credit to $2,000 from $1,000 and keeps the age limit at 16 and younger. The income phase-out to claim the child credit was increased significantly from ($55,000 single/$110,000 married) under current law to $500,000 for all filers in the final bill.<br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Student Loan Interest Deduction</span></h3>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill retains current law, allowing deductibility of student loan debt up to $2,500, subject to income phase-outs.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">The House bill would have eliminated the deduction for interest on student loans.</em><br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
</ul>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #231b18; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: none; margin: 0px 0px 24px 16px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Deduction for Casualty Losses</span></h3>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;"></ul>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill provides a deduction only if a loss is attributable to a presidentially-declared disaster.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">The House bill would have eliminated the deduction for casualty losses with limited exceptions.</em><br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Moving Expenses</span></h3>
<ul style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill repeals moving expense deduction and exclusion, except for members of the Armed Forces.</span></li>
<li style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;">The House-introduced bill would have eliminated the moving expense deduction for all filers, including military.</em><br style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;" /> </span></li>
</ul>
</li>
</ul>
<h2 style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #231b18; font-size: 24px; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 500; margin: 0px 0px 24px;">
<a href="https://www.blogger.com/null" id="m_6295214496842057673m_6032131880207833547Major Provisions Affecting Commercial Real Estate" name="m_6295214496842057673_m_6032131880207833547_Major Provisions Affecting Commercial Real Estate" style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #006cb7;"><span style="font-family: "verdana" , sans-serif;">Major Provisions Affecting Commercial Real Estate</span></a></h2>
<span style="font-family: "verdana" , sans-serif;"><span style="color: #231b18; font-size: 16px;"></span><span style="color: #231b18; font-size: 16px;"></span><span style="color: #231b18; font-size: 16px;"></span><span style="color: #231b18; font-size: 16px;"></span><span style="color: #231b18; font-size: 16px;"></span><span style="color: #231b18; font-size: 16px;"></span><span style="color: #231b18; font-size: 16px;"></span></span><br />
<ul style="-webkit-text-stroke-width: 0px; background: none; color: #231b18; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; list-style-type: none; margin: 0px 0px 24px 16px; orphans: 2; padding: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">
<li style="background: none; color: #231b18; margin-left: 15px; padding-left: 4px;"><h3 style="background: none; color: #231b18; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Like-Kind Exchanges</span></h3>
<ul style="background: none; color: #231b18; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background: none; color: #231b18; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill retains the current Section 1031 Like Kind Exchange rules for real property. It repeals the use of Section 1031 for personal property, such as art work, auto fleets, heavy equipment, etc.</span></li>
<li style="background: none; color: #231b18; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background: none; color: #231b18;">The exclusion of real estate from the repeal of 1031 like-kind exchanges is a major victory for real estate stakeholders, who had fought hard to preserve the provision for several years, and against long odds.</em><br style="background: none; color: #231b18;" /> </span></li>
</ul>
</li>
<li style="background: none; color: #231b18; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background: none; color: #231b18; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Carried Interest</span></h3>
<ul style="background: none; color: #231b18; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background: none; color: #231b18; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill includes the House and Senate language requiring a 3-year holding period to qualify for current-law (capital gains) treatment.</span></li>
<li style="background: none; color: #231b18; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background: none; color: #231b18;">Again, real estate stakeholders prevailed against long odds to preserve the incentive of capital gains treatment for carried interests in the final legislation.</em><br style="background: none; color: #231b18;" /> </span></li>
</ul>
</li>
<li style="background: none; color: #231b18; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background: none; color: #231b18; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Cost Recovery (Depreciation)</span></h3>
<ul style="background: none; color: #231b18; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background: none; color: #231b18; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill retains the current recovery periods for nonresidential real property (39 years), residential rental property (27.5 years) and qualified improvements (15 years). The bill also replaces separate definitions for qualified Restaurant, Leasehold, and Retail improvements with one definition of “Qualified Improvement Property.”<br style="background: none; color: #231b18;" /> </span></li>
</ul>
</li>
<li style="background: none; color: #231b18; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background: none; color: #231b18; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Qualified Private Activity Bonds</span></h3>
<ul style="background: none; color: #231b18; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background: none; color: #231b18; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill retains the deductibility of qualified private activity bonds used in constructing affordable housing, local transportation and infrastructure projects and for state and local mortgage bond programs.</span></li>
<li style="background: none; color: #231b18; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;"><em style="background: none; color: #231b18;">The House bill would have eliminated the use of private activity bonds.</em><br style="background: none; color: #231b18;" /> </span></li>
</ul>
</li>
<li style="background: none; color: #231b18; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background: none; color: #231b18; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Low Income Housing Tax Credit</span></h3>
<ul style="background: none; color: #231b18; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background: none; color: #231b18; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill retains current law. However, a lower corporate rate will negatively impact the value of the credits in the future, and will result in less low-income housing being developed.<br style="background: none; color: #231b18;" /> </span></li>
</ul>
</li>
<li style="background: none; color: #231b18; margin-left: 15px; margin-top: 10px; padding-left: 4px;"><h3 style="background: none; color: #231b18; font-size: 20px; font-weight: 500; margin: 0px 0px 20px;">
<span style="font-family: "verdana" , sans-serif;">Rehabilitation Credit (Historic Tax Credit)</span></h3>
<ul style="background: none; color: #231b18; font-size: 14.86px; list-style-type: none; margin: 10px 0px 0px 14.86px; padding: 0px;">
<li style="background: none; color: #231b18; margin-left: 15px; padding-left: 3.71px;"><span style="font-family: "verdana" , sans-serif;">The final bill repeals the current-law 10% credit for pre-1936 buildings, but retains the current 20% credit for certified historic structures (but modified so the credit is allowable over a 5-year period based on a ratable share (20%) each year).</span></li>
<li style="background: none; color: #231b18; margin-left: 15px; margin-top: 10px; padding-left: 3.71px;"><em style="background: none; color: #231b18;"><span style="font-family: "verdana" , sans-serif;">The House bill would have entirely eliminated the Historic Rehabilitation Credit.</span></em></li>
</ul>
</li>
</ul>
Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-77874073573157985952017-11-21T13:34:00.000-08:002017-11-21T13:36:37.549-08:00Gratitude: Being Grateful All Year<div class="separator" style="clear: both; text-align: center;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgq-s9w2-8td0a_5D2BaZIDauhOof_a2IDAnvGDau636hSa6HvmDHCSzhdLYJmhcV0DYGE4Tczg8QIqI6CskLyZiqIfCaOgKSNczrajVbg-5uWFlcX4ZNkoQ1nFqGQg2BJuRg8HT4j5pyam/s1600/thankful-words.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="372" data-original-width="617" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgq-s9w2-8td0a_5D2BaZIDauhOof_a2IDAnvGDau636hSa6HvmDHCSzhdLYJmhcV0DYGE4Tczg8QIqI6CskLyZiqIfCaOgKSNczrajVbg-5uWFlcX4ZNkoQ1nFqGQg2BJuRg8HT4j5pyam/s320/thankful-words.jpg" width="320" /></a></div>
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<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Every year at Thanksgiving as we gather with family and friends, we
express our gratitude for various factors in our life. This is the season of
gratefulness but practicing gratitude all year has tremendous
benefits for our well-being. While you may feel that cultivating gratitude all
year is a lot of work, it’s actually very easy.<o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 14.0pt; line-height: 115%;">Benefits of
Practicing Gratitude</span></b><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
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<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">To start, choose a method that works for you.<span style="mso-spacerun: yes;"> </span>Below are several easy ways to start.<o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Start a Gratitude
Journal</span></b><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
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<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">The traditional method is to write down three things which you are
thankful for at the end of the day.<span style="mso-spacerun: yes;">
</span>Another method is to write them down as they happen throughout the
day.<span style="mso-spacerun: yes;"> </span>You would be surprise how many
times you feel grateful throughout the day and how good you feel throughout the
day.<o:p></o:p></span></div>
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<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Another variation can involve the whole family.<span style="mso-spacerun: yes;"> </span>At the dinner table, have each family member
explain what made them grateful that day.<span style="mso-spacerun: yes;">
</span>You would be surprise at how connected the family will feel by sharing
stories of gratitude instead of complaining about their day.<o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Use <i style="mso-bidi-font-style: normal;">Thank You</i> Freely</span></b><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
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<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Saying <i style="mso-bidi-font-style: normal;">Thank You</i> may seem
self-explanatory but often in our busy lives we forget to say it.<span style="mso-spacerun: yes;"> </span>Everyone has untold stories in their lives that
we know nothing about.<span style="mso-spacerun: yes;"> </span>Acknowledging a
person by saying <i style="mso-bidi-font-style: normal;">Thank You</i> can
provide that spark of light needed.<span style="mso-spacerun: yes;">
</span>Telling someone <i style="mso-bidi-font-style: normal;">Thank You</i> for
a small act or for doing a good job, gives a feeling of well-being to the
person and to you. It’s very simple but can have a tremendous impact on another
person.<o:p></o:p></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPzWFjyGJsqrJsIP2Z8KOS0UJj5YMtx0QDUonw2qOsvzSjkmgA_vVcXGGk24w36M-FraNJyyE725DHLPcT7cc1OOdNarA7cACpQUduWMxAUQYcMdbvc5BAdWuvD2MTw38_SMp_YoNjBBbC/s1600/original_set-of-12-handmade-thank-you-note-cards.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="900" data-original-width="900" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPzWFjyGJsqrJsIP2Z8KOS0UJj5YMtx0QDUonw2qOsvzSjkmgA_vVcXGGk24w36M-FraNJyyE725DHLPcT7cc1OOdNarA7cACpQUduWMxAUQYcMdbvc5BAdWuvD2MTw38_SMp_YoNjBBbC/s200/original_set-of-12-handmade-thank-you-note-cards.jpg" width="200" /></a></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Write Out Thank
You Notes</span></b><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">In this age of email, writing out a thank you note is a big deal.<span style="mso-spacerun: yes;"> </span>It means you’ve taken time to think about the
person you’re thanking and adding a personal link to that person.<span style="mso-spacerun: yes;"> </span>The recipient will know you took time and
effort to send a heartfelt thank you. <o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Reach Out to
Someone Who Inspired You </span></b><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Everyone has someone who has inspired or positively influenced
them.<span style="mso-spacerun: yes;"> </span>If possible, write a letter or
call them to tell them how much you appreciate them.<span style="mso-spacerun: yes;"> </span>If the person is no longer living, write a
letter anyway.<span style="mso-spacerun: yes;"> </span>Just the act of writing
that letter will influence your feeling of gratitude.<span style="mso-spacerun: yes;"> </span>Remember any small act can have ripples that
reach into the future.<span style="mso-spacerun: yes;"> </span>Someone will some
day tell you how much they appreciate your influence in their life.<o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQyfSampCcWWEhnd_8SAj08bqYN1bCfwpTMea3357alHXEhYRmzZntv-XQLCmx-SzG4zeKdTK95CgKF7Any1pUXzChbzXixB5bNqyogOZ9ebaZgwwEgpKwFivYWQl7Yqfal6qKi0XJ0BDL/s1600/gratitude-2-6.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="299" data-original-width="540" height="177" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQyfSampCcWWEhnd_8SAj08bqYN1bCfwpTMea3357alHXEhYRmzZntv-XQLCmx-SzG4zeKdTK95CgKF7Any1pUXzChbzXixB5bNqyogOZ9ebaZgwwEgpKwFivYWQl7Yqfal6qKi0XJ0BDL/s320/gratitude-2-6.jpg" width="320" /></a></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Change Your Words</span></b><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Everyone is stressed nowadays.<span style="mso-spacerun: yes;"> </span></span><span style="font-family: "verdana"; font-size: 12pt;">Instead of focusing on the day-to-day stresses in your life, start
looking at the positives. Instead of complaining about the pile of work you
need to finish, tell yourself how grateful you are for your interesting job or
your coworkers. Or if you’re running ragged taking your kids to practice,
running errands and then going to a holiday party, tell yourself how thankful
you are for your family and friends.</span><span style="font-family: "verdana"; font-size: 12pt;">
</span><span style="font-family: "verdana"; font-size: 12pt;">Instead of looking at the negative, spin a positive thankful mindset.
You’ll find that over time, it will feel natural and your life will be more
enjoyable.</span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "verdana"; font-size: 14.0pt; line-height: 115%;">Benefits of
Living a Grateful Life</span></b><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Many studies have proven that gratitude provides various health
benefits.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 12.0pt; line-height: 115%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Gratitude helps
to relieve stress and to overcome trauma. Studies have shown that gratitude has
helped with PTSD and for people who experience trauma, such as mass shooting,
gratitude improved their resilience to recover.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 12.0pt; line-height: 115%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Gratitude
improves psychological health. Be grateful replaces negative feeling like anger
and resentment. Gratitude also increases happiness and reduces depression.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 12.0pt; line-height: 115%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Gratitude improves
overall health. People who exhibit more gratitude have less aches and pain and
improved physical health. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 12.0pt; line-height: 115%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Gratitude improves
your sleep. Focusing on gratitude doesn’t leave much room for worrying. Many
people don’t sleep well because they’re focusing on problems or what may
happen. Instead focus on gratitude and you’ll sleep soundly.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 12.0pt; line-height: 115%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Gratitude
improves self-esteem.<span style="mso-spacerun: yes;"> </span>By focusing on
being thankful for others and the accomplishments of others, you improve your
own self-esteem by not comparing yourself to them.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 12.0pt; line-height: 115%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: "verdana"; font-size: 12.0pt; line-height: 115%;">Gratitude
improves your connection to others. Gratitude opens your heart to others and
helps you build stronger relationships, especially with new acquaintances.<span style="mso-spacerun: yes;"> </span>People are more likely to be attracted to you
and your positive feelings.<o:p></o:p></span></div>
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Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com2tag:blogger.com,1999:blog-6809792256359622988.post-44026312842115619332017-11-09T14:44:00.000-08:002017-11-09T15:01:28.882-08:00How to Find a Contractor<div class="MsoNormal">
<div class="MsoNormal">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjeki1QgnTjR5ZRK5vlad4_mz7wTrqqzqOUMP6dpyNMTUTftgbjabrdn3V4Tb-41bWL_HgeysnQidqQlCuuH4p9qNs5m0pWSmVZT-os_fWbdOE_rXfgGbGV2qfrkaotgPxQaiTEMa5bUJkg/s1600/DIY-tools.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="244" data-original-width="540" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjeki1QgnTjR5ZRK5vlad4_mz7wTrqqzqOUMP6dpyNMTUTftgbjabrdn3V4Tb-41bWL_HgeysnQidqQlCuuH4p9qNs5m0pWSmVZT-os_fWbdOE_rXfgGbGV2qfrkaotgPxQaiTEMa5bUJkg/s400/DIY-tools.jpg" width="400" /></a></div>
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<div class="separator" style="clear: both; text-align: center;">
</div>
<span style="font-size: 12.0pt; line-height: 115%;"><br /></span>
<span style="font-size: 12.0pt; line-height: 115%;">Renovating
your home can be stressful but hiring the wrong contractor can make it a
nightmare.<span style="mso-spacerun: yes;"> </span>Before hiring a contractor do
some research to ensure you have the right contractor for the project and for
you.<span style="mso-spacerun: yes;"> </span>Remember though that following all
the right steps doesn’t mean you won’t have some problems, but it can help to
alleviate some of the issues.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; line-height: 115%;">Clearly Define What the Project Will
Include</span></b><span style="font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Before
talking to a contractor, clearly define what the project will include and what
results you expect.<span style="mso-spacerun: yes;"> </span>If you’re unclear,
do some research on the internet to find out what aspects of the project you
need to consider.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Make a list
of what you expect and what type of materials you want used and present this
plan to the contractor(s) when asking for estimates.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; line-height: 115%;">Find the Right Contractor for the
Project<o:p></o:p></span></b></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">In
California a licensed contractor is needed for any project that is valued at
$500 or more including materials and labor.<span style="mso-spacerun: yes;">
</span>Even though your project may be under $500, it’s recommended you hire a
licensed contractor anyway to save headaches later.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">You can
check on any licensed contractor through the </span><span style="color: #8eb4e3; mso-style-textfill-fill-alpha: 100.0%; mso-style-textfill-fill-color: #8EB4E3; mso-style-textfill-fill-colortransforms: "lumm=40000 lumo=60000"; mso-style-textfill-fill-themecolor: text2; mso-themecolor: text2; mso-themetint: 102;"><a href="http://www.cslb.ca.gov/"><span style="color: #8eb4e3; font-size: 12.0pt; line-height: 115%;">Contractors
State License Board (CSLB)</span></a></span><span style="font-size: 12.0pt; line-height: 115%;">.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Depending on
the project, you can hire a general contractor, who can hire subcontractors
specializing in plumbing or electrical, or a specialty contractor if your
project is plumbing or electrical work only.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; line-height: 115%;">Research Various Avenues When Looking
for a Reputable Contractor</span></b><span style="font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">The best
source for finding a reputable contractor is to ask for a referral for family
or friends. Ask them what type of project the contractor did and if you can see
it. Ask them what they liked and didn’t like about the work and the contractor.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Besides
referrals, use other sources as well.<span style="mso-spacerun: yes;">
</span>Research contractors online through various online sites such as Angie’s
List, homeadvisor.com, and even the Better Business Bureau. Check your state
licensing site for any complaints against contractors.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Once you’ve
found a sample of contractors, ask the following questions:<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 12.0pt; line-height: 115%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 12.0pt; line-height: 115%;">Have you completed other projects like
mine?<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 12.0pt; line-height: 115%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 12.0pt; line-height: 115%;">Do you have a list of
references/clients I can contact?<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 12.0pt; line-height: 115%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 12.0pt; line-height: 115%;">Are you licensed to work in my area?<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 12.0pt; line-height: 115%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 12.0pt; line-height: 115%;">How long have you been in business?<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; font-size: 12.0pt; line-height: 115%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-size: 12.0pt; line-height: 115%;">Do you carry insurance for workers
compensation claims, property damage or personal lability?<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Most
contractors will happily answer these questions and be impressed that a client
would be interested in asking them.<span style="mso-spacerun: yes;">
</span>However, if a contractor starts to hem and haw or refusing to answer,
move on to another contractor.<o:p></o:p></span><br />
<br /></div>
<div class="MsoNormal">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrVATLHLcG9oFmspFeiKg3yYo4FjAPhzTg5pJcjwZVTSQNEibMVwHhMboB6xsgT8smshBN1FlYvX7IvxNiIxLEdUdWHVEh_06cZImXgPFTjOJivEkRGIb37TSxrCBXBX-sontlvZA3Lx3_/s1600/estimate.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="631" data-original-width="950" height="211" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrVATLHLcG9oFmspFeiKg3yYo4FjAPhzTg5pJcjwZVTSQNEibMVwHhMboB6xsgT8smshBN1FlYvX7IvxNiIxLEdUdWHVEh_06cZImXgPFTjOJivEkRGIb37TSxrCBXBX-sontlvZA3Lx3_/s320/estimate.jpg" width="320" /></a></div>
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; line-height: 115%;">Get an Good Estimate</span></b><span style="font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">If possible,
get at least 3 estimates that include cost and a timeline. Be careful of
estimates that have high costs or low costs.<span style="mso-spacerun: yes;">
</span>Do your own research on material costs so you have an understanding of
what the real costs.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">If the
timeline is too short or too long, move on.<span style="mso-spacerun: yes;">
</span>Some contractors are so busy, they may not be able to start your project
right away, but if the timeline is reasonable and you’re willing to wait,
consider them.<span style="mso-spacerun: yes;"> </span>However, if the
contractor wants to start right away with a timeline that is too long, move
on.<span style="mso-spacerun: yes;"> </span>On the other hand, a timeline that
is too short means the contractor is not able to do a thorough job for you.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Don’t be
afraid to negotiate costs.<span style="mso-spacerun: yes;"> </span>However, wait
until you’ve chosen a contractor but before you actually sign the contract.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; line-height: 115%;">Read the Contract Before Signing</span></b><span style="font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Contracts
are usually written by lawyers in legal jargon that most people don’t
understand.<span style="mso-spacerun: yes;"> </span>However, it’s important to
know what you’re agreeing to, especially with major remodeling projects. If
necessary, have a lawyer look over the contract. If the contractor doesn’t
provide a contract, write one up yourself or have your lawyer write it up.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Also allow
some leeway for changes.<span style="mso-spacerun: yes;"> </span>It’s difficult
to predict every scenario when starting a project; for example, the contractor
may start remodeling your bathroom and discover mold in the walls.<span style="mso-spacerun: yes;"> </span>This will require an expert to come in and
remove the mold before proceeding.<span style="mso-spacerun: yes;"> </span>Or
the cost of materials or appliances may go up. <o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Make sure
the contractor provides a change order if anything needs to be adjusted after
signing the contract.<o:p></o:p></span></div>
<div class="MsoNormal">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUYWx9Dk_PQ2s74v9Yj3oTVpQnAdIS-XM-McUjWvYz-9vp-YR7prJvDjE6A6v-M-kX2_1Qus5fQAWMt6INVEA0HewoYPZFctcKMayTBpaDxGIgbqhA9KDTA6A3xme5a5lefEouvhGQUU_r/s1600/remodeling-tips-for-your-home1-e1437341583695.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="805" data-original-width="900" height="285" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUYWx9Dk_PQ2s74v9Yj3oTVpQnAdIS-XM-McUjWvYz-9vp-YR7prJvDjE6A6v-M-kX2_1Qus5fQAWMt6INVEA0HewoYPZFctcKMayTBpaDxGIgbqhA9KDTA6A3xme5a5lefEouvhGQUU_r/s320/remodeling-tips-for-your-home1-e1437341583695.jpg" width="320" /></a></div>
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; line-height: 115%;">Get the Proper Permits</span></b><span style="font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Permits are
needed for almost all remodeling projects.<span style="mso-spacerun: yes;">
</span>Make sure the contractor is knowledgeable and able to explain to you
what permits are needed for the project.<span style="mso-spacerun: yes;">
</span>Also, the contractor should get the permits, not you.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Besides
breaking various local ordinances, you will need to prove any remodeling
projects were completed with approved permits when you go to sell your home.
You can also be fined for completing work without a permit.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; line-height: 115%;">Work Out a Financial Payment Plan
with the Contractor</span></b><span style="font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">First, don’t
give more than 10% of the project cost as a down payment. After that work out a
payment plan with the contractor.<span style="mso-spacerun: yes;"> </span>The
contractor will need to buy materials and pay the crew as the work progresses,
so you will need to provide some money on a reasonable timeline.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">However, do
not pay 100% of the project until it’s completed. This includes all finishing
touches and clean up. <o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; line-height: 115%;">Consult with the Contractor on Ground
Rules</span></b><span style="font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Negotiate
daily start and stop times, how much notice you’ll get, which bathroom the crew
can use, what needs to be cleaned up at the end of the day, etc.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; line-height: 115%;">Communicate Frequently with the
Contractor</span></b><span style="font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">For large
projects, you may talk to the contractor every day.<span style="mso-spacerun: yes;"> </span>Speak up right away if you see a problem.
It’s easier to fix something right away instead of waiting until the end of the
project and after the contractor has moved on to the next job.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Finding the
right contractor is not easy but with a little work, you can find one that fits
your needs and is reputable.<span style="mso-spacerun: yes;"> </span>If the
contractor you found completes the project to your satisfaction, let your
network know.<span style="mso-spacerun: yes;"> </span>You can build a
relationship with this contractor through referrals and now you have a
contractor you can trust for the next project.<o:p></o:p></span></div>
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Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-83150033192156861502017-08-16T13:03:00.002-07:002017-08-16T13:03:24.521-07:00Reasons Why Home Sales Fall Through and What to Do If It Happens to You<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEixky-MmU4Z3FpDmYInV2o3FgtKRjFHaYs0C2GDd1QsBU0YWk_x-iC5fLX_j-w537_KETEvL-aPyvO4d_5esWK3ajV3tK9QLmFP2fZxGVdFw1oDl18Xg2KnE1PuzCI4E_Ut2MdL9mHYdNBS/s1600/contract+image.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="376" data-original-width="680" height="176" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEixky-MmU4Z3FpDmYInV2o3FgtKRjFHaYs0C2GDd1QsBU0YWk_x-iC5fLX_j-w537_KETEvL-aPyvO4d_5esWK3ajV3tK9QLmFP2fZxGVdFw1oDl18Xg2KnE1PuzCI4E_Ut2MdL9mHYdNBS/s320/contract+image.jpg" width="320" /></a></div>
<br />
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<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">An offer is accepted and all parties have signed the required
documents to begin the process of selling your home.<span style="mso-spacerun: yes;"> </span>Then bam! The deal falls through and you’re
back at square one and wondering what happened and what should you do now.<o:p></o:p></span></div>
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<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Contracts are not fail proof.<span style="mso-spacerun: yes;"> </span>Especially
real estate contracts which are full of contingencies that must
be met before the deal can be finalized. The most common contingencies that
fall through are the following.<o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; line-height: 115%;"><span style="font-size: large;">Loan
Contingencies</span></span></b><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh55XcW1K7TGxqa8eKC6i7lg6VfWptRXx_7zB5eX8oexOh7A2IwTMV3e8hOQV35wSH73Z6l0u69_4U9QktsjHqPUyocq0HWZcVFAoN4w1RNfR55HVBa7MuaFziCnM1pk8p84gXZabjhGfXU/s1600/Loan-Denied.png" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="283" data-original-width="398" height="141" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh55XcW1K7TGxqa8eKC6i7lg6VfWptRXx_7zB5eX8oexOh7A2IwTMV3e8hOQV35wSH73Z6l0u69_4U9QktsjHqPUyocq0HWZcVFAoN4w1RNfR55HVBa7MuaFziCnM1pk8p84gXZabjhGfXU/s200/Loan-Denied.png" width="200" /></a></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12pt;">Unfortunately, if the buyer is unable to secure a mortgage loan, the
seller is the one to suffer.</span><span style="font-family: Verdana; font-size: 12pt;"> </span><span style="font-family: Verdana; font-size: 12pt;">Hopefully,
the seller’s agent has back up offers ready to fill in the gap. If not, then
the home goes back on the market which can lead to misconceptions about the
property.</span><span style="font-family: Verdana; font-size: 12pt;"> </span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">A home that is on the market for 0 to 1 days is attractive to buyers
but one that is on the market for weeks or months gives the impression that
there are issues with the home even if that’s not the case.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">To avoid this pitfall, work with buyers who are already pre-approved
for a mortgage loan that meets your selling price or with buyers who are paying
cash.<span style="mso-spacerun: yes;"> </span>Today, it’s common for buyers
provide pre-approval letters to sellers and is highly recommended by real
estate professionals.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; line-height: 115%;"><span style="font-size: large;">The Home
Inspection Reveals Problems</span></span></b><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEia-1aXmOKbaX6rVN1nmuqtVM_Fjc7InCtFKnJCujQkeE0mN4C3chTHpmJbI6wK98IyrEPzC7EEamm8l5xKCCVYudxeSNxpFWUiUbb90wXnsAG71IF3FRnF5mHr9l4c2U2dJxa3HY9jQjs3/s1600/home+inspection.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="346" data-original-width="628" height="176" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEia-1aXmOKbaX6rVN1nmuqtVM_Fjc7InCtFKnJCujQkeE0mN4C3chTHpmJbI6wK98IyrEPzC7EEamm8l5xKCCVYudxeSNxpFWUiUbb90wXnsAG71IF3FRnF5mHr9l4c2U2dJxa3HY9jQjs3/s320/home+inspection.jpg" width="320" /></a></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">The home inspection may reveal multiple issues or a large ticket
repair that may cause the buyer to back out of the contract.<span style="mso-spacerun: yes;"> </span>This leaves the seller with a couple of
options: pay to fix the issues or negotiate with the buyer to share the costs.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">This is a tricky contingency to avoid.<span style="mso-spacerun: yes;">
</span>If you as a seller are aware of issues, make sure you let your agent
know so they can be included in the disclosures. Then the buyer is aware of the
issues before committing to a contract.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">If you are not aware of the issues until the home inspection, then try
to negotiate before ending the contract. Make sure your agent is a skilled
negotiator. This can save you thousands of dollars.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; line-height: 115%;"><span style="font-size: large;">The Buyer’s Home
Sale Falls Through</span></span></b><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Occasionally a sale is contingent on the buyer selling a home. If
you’re willing to hold off your sale, you can renegotiate and provide more time
for the buyer to sell his/her home. Otherwise, there’s not much you can do in
this situation.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; line-height: 115%;"><span style="font-size: 12pt;"> </span><b><span style="font-size: large;">The Appraisal Is Less Than the Selling Price</span></b><span style="font-size: 12pt;"><o:p></o:p></span></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNswVIcObQkXT8N7qKPJw77_ocFbFpY-aM1XzmmuSmSfuMd-Rp1dyA1bOOtLqYjTuSLBDJkv-GOxSD7EU7onAXscsxhl6L-VcVv2GCETP2OO02Jmzz7IbMQ9wMtflXkLHCaNoJMHT_wr1n/s1600/Home-appraisal-time-frame-832x350.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="350" data-original-width="832" height="134" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNswVIcObQkXT8N7qKPJw77_ocFbFpY-aM1XzmmuSmSfuMd-Rp1dyA1bOOtLqYjTuSLBDJkv-GOxSD7EU7onAXscsxhl6L-VcVv2GCETP2OO02Jmzz7IbMQ9wMtflXkLHCaNoJMHT_wr1n/s320/Home-appraisal-time-frame-832x350.jpg" width="320" /></a></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">When the home is appraised less than the selling price, you can split
the difference with the buyer or lower the selling price to meet the
appraisal.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">If the home is located in a market with bidding wars, the appraisal
may come in higher in a short period of time so negotiating with the buyer is
optimal.<span style="mso-spacerun: yes;"> </span>If not, then lowering the
selling price may be the best option.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; line-height: 115%;"><span style="font-size: large;">How to Minimize
the Risks</span></span></b><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgufOUCWrCatvd0TqibrXRbUVjE74vkbhWh4gL54PGZgySIMIfAyYJfAcbnmaQAdFmEJz64zI6V9r2EAIQopTbPMqDVglj63SHIYwUkSy0sTGKFEyMpkuMpprYhjq6khbymZl3bmr0UJrDS/s1600/risk.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="300" data-original-width="300" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgufOUCWrCatvd0TqibrXRbUVjE74vkbhWh4gL54PGZgySIMIfAyYJfAcbnmaQAdFmEJz64zI6V9r2EAIQopTbPMqDVglj63SHIYwUkSy0sTGKFEyMpkuMpprYhjq6khbymZl3bmr0UJrDS/s200/risk.png" width="200" /></a></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Avoiding all risks when selling a home is unrealistic, but you can
minimize the potential of a contract falling through.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">First, request mortgage pre-approval letters with each offer.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Second, get a home inspection before listing your home. You can make
repairs before listing or include any issues in your disclosures.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Third, work with your real estate agent to make sure your selling
price is comparable to the market.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Finally, make sure you have an experienced and trusted real estate
agent who communicates with you throughout the process and who has strong
negotiating skills.<o:p></o:p></span></div>
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<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Be an informed seller by knowing your contract and minimizing the
risks ahead of time. Work closely with your real estate agent and go sell your
home!<o:p></o:p></span></div>
Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-15810448773352079752017-07-13T11:44:00.004-07:002017-07-13T11:44:38.374-07:00Don't Make These Home Selling Mistakes<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9yqMSvA4HOUFbcJ38XBMw12HZrJUVgxb2DaLhpPfhgzTjysaLzQkqlpNy_eDvsPML6L7ILl1VO0KgSIoW00C3nycAycGW-y9btLXMR1qgUlgwO6-h3FD8L54Q8K0nDMgj5WVE3QoTYIlN/s1600/House-free-homes-clipart-free-clipart-graphics-images-and-photos-5.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="368" data-original-width="550" height="214" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9yqMSvA4HOUFbcJ38XBMw12HZrJUVgxb2DaLhpPfhgzTjysaLzQkqlpNy_eDvsPML6L7ILl1VO0KgSIoW00C3nycAycGW-y9btLXMR1qgUlgwO6-h3FD8L54Q8K0nDMgj5WVE3QoTYIlN/s320/House-free-homes-clipart-free-clipart-graphics-images-and-photos-5.jpg" width="320" /></a></div>
<br />
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Selling a home can be difficult and emotionally draining especially
for first time sellers.<span style="mso-spacerun: yes;"> </span>Strangers will
be coming into your home, poking around your stuff, and looking for
faults.<span style="mso-spacerun: yes;"> </span>Being prepared before listing
your home will alleviate some of the stress from selling your home and make the
process easier.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; line-height: 115%;"><span style="font-size: large;">Being too
emotional</span></span></b><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgi7-RGMuM-dzUsul35yhFC0UCQZcUTh_LITUdQb2W2zEYCjat57RQrWB_ELn46xa6QUfpipR4f-8WNvIGsAsqPahyphenhyphenNVH0LH6Nlai4eQLL00gxvLBOLcieOPzRqsq1YLnelxHeYrfdf2An2/s1600/sad+emoji+2.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="470" data-original-width="431" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgi7-RGMuM-dzUsul35yhFC0UCQZcUTh_LITUdQb2W2zEYCjat57RQrWB_ELn46xa6QUfpipR4f-8WNvIGsAsqPahyphenhyphenNVH0LH6Nlai4eQLL00gxvLBOLcieOPzRqsq1YLnelxHeYrfdf2An2/s200/sad+emoji+2.png" width="183" /></a></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">It’s easy to let yourself get emotional about letting go of your home,
a place that reflects who you are.<span style="mso-spacerun: yes;"> </span>Try
to change your mindset and think of yourself as a business person conducting a
transaction and not as a home owner. Look at the transaction from a financial
aspect focusing on how much you can receive at the end of the process.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">On the other side, remember how you felt when you were looking for
your home and concentrate on what the buyers are feeling.<span style="mso-spacerun: yes;"> </span>Focusing on selling that image or dream for
the buyer can help you overcome your own emotional ties to the property. <o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; line-height: 115%;"><span style="font-size: large;">Selling without
an Agent</span></span></b><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgfsvVsI5UeoHIQk-lVPPFX0MTQL4TvWT1A7RLyPmVZXPxwhvOEU9OT5_IRjf2wCApbleoF3xB-ePzuadWdjmTFtqBp1P2PPaqrJzsZTwSVDVrfqP4l4QDFNJqaFZseDmd7ykEM5q-Cz1uq/s1600/RE+sgent.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="170" data-original-width="170" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgfsvVsI5UeoHIQk-lVPPFX0MTQL4TvWT1A7RLyPmVZXPxwhvOEU9OT5_IRjf2wCApbleoF3xB-ePzuadWdjmTFtqBp1P2PPaqrJzsZTwSVDVrfqP4l4QDFNJqaFZseDmd7ykEM5q-Cz1uq/s1600/RE+sgent.jpg" /></a><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Unless you have a lot of experience selling homes, not having an agent
can be ill-advised. An experienced real estate agent will do the following for
you:<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Provide a market
analysis for your home and advise on a fair and reasonable listing price<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Act as the middle
person between you and potential buyers weeding out the serious buyers from the
window-shoppers. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Will handle all
negotiations potentially getting you more money in the process<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Will
professionally handle any problems or issues that arise during the process<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Guide you through
the mountains of paperwork explaining what each contract or form means and how
it relates to your process<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Agents can be expensive, asking up to 6% in commission but in the long
run, you can have the potential to make more money on the sale than if you sold
your home on your own.<span style="mso-spacerun: yes;"> </span>In addition, they
can help to alleviate some of the stress associated with selling a home.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: large;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; line-height: 115%;">Not Preparing
Your Home for Selling</span></b><span style="font-family: Verdana; line-height: 115%;"><o:p></o:p></span></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">It’s understandable that once you make a decision to sell your home,
you want to put it on the market right away. However, take your time and
prepare your home for selling. First impressions can increase the dollar value
of your home making prepping one of the most important steps in the process.<o:p></o:p></span></div>
<div class="MsoNormal">
<i style="mso-bidi-font-style: normal;"><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Clean and
Declutter</span></i><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi6XE1u65L_Iz3IUi1D5P_U9AkjYNgdL9-mP0KGuLarqf_SvNFml_vZF-tCuHhxYf1s6aHfTG4V2F0XZBR8MuRioQHAjII-8vD09cz1SAbQFXs2t2VIGD5_jqLGIDdlIp9Oz44VicWylrqF/s1600/LR+stage.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="523" data-original-width="739" height="141" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi6XE1u65L_Iz3IUi1D5P_U9AkjYNgdL9-mP0KGuLarqf_SvNFml_vZF-tCuHhxYf1s6aHfTG4V2F0XZBR8MuRioQHAjII-8vD09cz1SAbQFXs2t2VIGD5_jqLGIDdlIp9Oz44VicWylrqF/s200/LR+stage.jpg" width="200" /></a><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Too much clutter and personal items can distract buyers from picturing
themselves in the home. Spend a little money to have professional cleaners come
in and clean the house, including flooring and windows.<span style="mso-spacerun: yes;"> </span>Start packing up your personal items as soon
as possible and soon the home will be decluttered.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<i style="mso-bidi-font-style: normal;"><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Repair and
Upgrade</span></i><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Chipped paint, cracked walls or sinks, or water stains can be a red
flag to buyers.<span style="mso-spacerun: yes;"> </span>Paint, repair holes or
cracks, clean carpets or replace if needed.<span style="mso-spacerun: yes;">
</span><o:p></o:p></span></div>
<div class="MsoNormal">
<i style="mso-bidi-font-style: normal;"><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Stage Your Home</span></i><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Buyers like a home that is bright and airy. If you have dark drapes or
curtains, open them up or replace with lighter colors.<span style="mso-spacerun: yes;"> </span>Remember smells are be a nuisance also. Be
aware if you have pet smells in your home. Or yet, bake cookies before an open
house or if you know buyers are coming over.<span style="mso-spacerun: yes;">
</span>As an added incentive, you can offer the cookies to the potential buyers
also creating a warm, open atmosphere.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; line-height: 115%;"><span style="font-size: large;">Not correctly
evaluating all the offers made</span></span></b><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiR8IIIESOrJwgPhH-gUFOq4JstZpmwDCBhZWBwqi9stwTVNRYrL7bERPYphsFqRS4a6Nomf0gZ0HuVw6STBPJNewG2AOAqmtIa_DLbr3_x1SfRxpLO0V1C64vIQ9tWazlu8IllJ6FaAC61/s1600/18137189-some-stack-of-us-dollars-with-financial-documents-3d-render.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="285" data-original-width="450" height="126" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiR8IIIESOrJwgPhH-gUFOq4JstZpmwDCBhZWBwqi9stwTVNRYrL7bERPYphsFqRS4a6Nomf0gZ0HuVw6STBPJNewG2AOAqmtIa_DLbr3_x1SfRxpLO0V1C64vIQ9tWazlu8IllJ6FaAC61/s200/18137189-some-stack-of-us-dollars-with-financial-documents-3d-render.jpg" width="200" /></a></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">In today’s market, most home sellers have multiple offers in a very
short time a home is put on the market.<span style="mso-spacerun: yes;">
</span>If that’s the case and you have an experienced agent working with you,
be sure to correctly evaluate each offer.<span style="mso-spacerun: yes;">
</span>It can be helpful to create a spreadsheet so you can see each component
of the offers. Just remember the highest bid may not be the best offer
submitted.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Even though you may follow all of these recommendations, there may
still be glitches along the way.<span style="mso-spacerun: yes;"> </span>So
prepare yourself emotionally and financially for any potential issues. However,
being prepared ahead of time, can alleviate some of the stress of the home
selling process and provide a profitable sale for you.<o:p></o:p></span></div>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 9"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
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<!--StartFragment-->
<!--EndFragment--><br />
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Let me know if you or anyone you know is interested in selling their
home today!<o:p></o:p></span></div>
Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-82128864598559509872017-06-12T14:31:00.003-07:002017-06-12T14:31:45.795-07:00Don't Make These Home Buying Mistakes<div class="separator" style="clear: both; text-align: center;">
</div>
<div class="separator" style="clear: both; text-align: center;">
</div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiq662FT5A0nT9-MtAm8yCoWkP4bpE9DVabEAk3ab50SWxOV3CJ4nqPXflp6YU7Cr6WHKlp24T94oKnOMWt3oMaPaijgRCEl_PWACFy7RFIADvA9DafedOk2m9mOFxYh8eSWgkim03AGGVX/s1600/house.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="187" data-original-width="305" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiq662FT5A0nT9-MtAm8yCoWkP4bpE9DVabEAk3ab50SWxOV3CJ4nqPXflp6YU7Cr6WHKlp24T94oKnOMWt3oMaPaijgRCEl_PWACFy7RFIADvA9DafedOk2m9mOFxYh8eSWgkim03AGGVX/s1600/house.jpg" /></a></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<br />
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Buying a home is a major decision and one that doesn’t come with
experience since home buying doesn’t happen often. Many home buyers, whether
they are first time buyers or veteran buyers, will make mistakes. Knowing those
mistakes up front can help to avoid some of them.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;">1. Assuming you
will be taken advantage of if you don’t act like you know what you’re doing</span></b><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Many buyers and especially first-time buyers believe they will be
taken advantage of if they profess to not knowing the process or understanding
the terms or forms in real estate.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Yes, you can be scammed by dishonest vendors but overall, most real estate professionals are honest.<span style="mso-spacerun: yes;">
</span>Chose a professional through referrals if possible.<span style="mso-spacerun: yes;"> </span>Knowing someone who worked with a
professional and had a positive experience can dispel many misgivings you may
have.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Once you have found a professional to work with through a referral, be
honest and explain what you do know and let the professional guide you through
the process.<o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEnJ-dk0seSyPxrb2Sa2BAJLu3fBbYxOOro4vT5XyzLH98bEAM2im3FqaMYNtUAoUg8K9sGIuGJ8M3UOgHqOhF5GdB5R2lCzxYW3bD7tpNHB4NwCwbts4sENnowyPTH7qxs0BMn8WvAMNN/s1600/house+money.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="350" data-original-width="312" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEnJ-dk0seSyPxrb2Sa2BAJLu3fBbYxOOro4vT5XyzLH98bEAM2im3FqaMYNtUAoUg8K9sGIuGJ8M3UOgHqOhF5GdB5R2lCzxYW3bD7tpNHB4NwCwbts4sENnowyPTH7qxs0BMn8WvAMNN/s200/house+money.jpg" width="178" /></a></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;">2. Not knowing
how much house you can afford</span></b><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Get pre<i style="mso-bidi-font-style: normal;">-</i>approved for a
mortgage loan. First, this will give you a limit on how much house you can
afford. Having the bank turn you down after putting an offer on a house and
then finding out you don’t qualify is embarrassing and a waste of everyone’s
time. <o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Second, it lets the sellers and the real estate professionals know you
are serious about buying a home.<span style="mso-spacerun: yes;"> </span>Many
sellers won’t accept offers unless the buyer has already been pre-approved.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Third, if you are turned down after making an offer, you can lose your
deposit and other expenses which can cost you thousands of dollars.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;">3.<span style="mso-spacerun: yes;"> </span>Looking for the perfect home</span></b><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">There are no perfect homes unless you build it from the ground
up.<span style="mso-spacerun: yes;"> </span>Most homes for sell need some repairs
or renovations.<span style="mso-spacerun: yes;"> </span>Knowing what is needed
and how much you can afford is very important.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Look closely at homes that need a lot of repairs. Are they minor or
major?<span style="mso-spacerun: yes;"> </span>If you don’t have a trusted
contractor on your team, ask around and get one through a referral.<span style="mso-spacerun: yes;"> </span>Have the contractor look at what is needed to
make the home move in ready and consider the costs along with your
mortgage payment. Can you afford it?<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Also remember that wallpaper, paint, molding, cabinets, flooring, or
anything that is not structurally needed, can be replaced or removed. So if the
shocking pink walls in the living room are not to your liking, remember you can
paint or wallpaper over them.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Don’t waive the inspection contingency in your offer. It’s important
to have the house inspected so there are no surprises later. You can lose your
deposit money if you find out later that the house needs extensive repairs and you
want to back out of the offer.<o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj-lU7rsomz19zbKJuJB4S5f3gTeMzK49eF2CwnZbisyaju3RuR_TuZXlffSQ1zjcMyotYllTu0W6-yYWls8502Ofp5aspAm9MXMDZmcnGF4GgVbq9SiFMv9AvliW2SFu04hul5pGX9pH6c/s1600/house+bank.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="283" data-original-width="278" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj-lU7rsomz19zbKJuJB4S5f3gTeMzK49eF2CwnZbisyaju3RuR_TuZXlffSQ1zjcMyotYllTu0W6-yYWls8502Ofp5aspAm9MXMDZmcnGF4GgVbq9SiFMv9AvliW2SFu04hul5pGX9pH6c/s1600/house+bank.jpg" /></a></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;">4. Failing to
factor in all the costs of owning a house</span></b><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Owning a house can be more expensive than most people realize.<span style="mso-spacerun: yes;"> </span>This is a long term commitment and costs will
increase as the house ages.<span style="mso-spacerun: yes;"> </span>When
considering buying, factor in all costs. Not only do you need to include the
mortgage payment and initial move-in costs (repairs/renovations) but you need
to consider long term costs and unexpected costs.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">One cost to consider is utility costs. How much will you need to pay
for electricity, water, sewer, trash pickup, etc.? If you’ve been renting then
expect higher utility costs with home ownership.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Also, don’t forget maintenance or unexpected costs.<span style="mso-spacerun: yes;"> The h</span>ouse and the items inside wear down over
time.<span style="mso-spacerun: yes;"> </span>Roofs may need to be replaced,
pipes may burst, appliances will get old and stop working.<span style="mso-spacerun: yes;"> </span>Many advise saving a certain percentage of
your mortgage to cover future maintenance costs.<span style="mso-spacerun: yes;"> </span>If possible, start by saving 5 or 10 percent with
your first mortgage payment.</span></div>
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<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">You will also have home insurance to consider. Most insurance
companies will have this added to your mortgage payment so you don’t forget to
pay.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><span style="mso-spacerun: yes;">Don't forget to consider natural disasters that may occur in the area. Do you need to add flood, earthquake or fire insurance to your policy?</span></span></div>
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<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Another cost is annual property taxes which can be in the thousands
depending on where you live.<o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjc_eTiW3hF0g5HeHkXa3eZXdEmn3iFH17Qak7HZfjl2elfr09kqJlgwheVqNN7kMVdAw6-yDJMm45F6Ni0d6gDpvqwaB5GxNNMnImLyzvaZ1DrXJ4ZHaNXRtDX3xV_pstbEhuUXVYFjSYE/s1600/city-background-design_1308-255.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="338" data-original-width="338" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjc_eTiW3hF0g5HeHkXa3eZXdEmn3iFH17Qak7HZfjl2elfr09kqJlgwheVqNN7kMVdAw6-yDJMm45F6Ni0d6gDpvqwaB5GxNNMnImLyzvaZ1DrXJ4ZHaNXRtDX3xV_pstbEhuUXVYFjSYE/s200/city-background-design_1308-255.jpg" width="200" /></a></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;">5. Not knowing
the neighborhood well</span></b><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">If you are not familiar with the area, talk to people in the
neighborhood about the area. Talk to the neighbors, the mailman, shop owners,
anyone you see around.<span style="mso-spacerun: yes;"> </span>Ask about
traffic, crime, schools, parks, shopping, future development plans, anything
that may be of concern to you.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Do an internet search for more demographic info or crime statistics.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Also, visit the neighborhood at various times of day. Consider the
traffic flow. Will you be able to get to work and get your children to school
without too much hassle? Is there enough lighting on the street for you to walk after work?<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;">6. Delaying in
submitting an offer</span></b><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Once you’ve found the home you want and you’re considering making an
offer, don’t delay. In today’s market, sellers are receiving multiple offers
right away.<span style="mso-spacerun: yes;"> </span>It’s common for a seller to
receive 10 or more offers in the first open house or even the first day of
posting on the MLS. So if you’re serious about a house, don’t delay on making
an offer.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;">7. Submitting an
offer that is the exact amount of your pre-approval or that is too low</span></b><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEibOeXtU2uPe-LEM8yPiKZzZ6601xhT4WWRYw7Nt8v9kWFsBPH2C0ElatQDVDzHWa3xPbsXg2NO3jG3A_YlTnjzWdTneuHpGMV5iWKLtKoSuovdQ4DUWw04E5PF7iPJ0T4wQ9GQ38WcZ5bp/s1600/HTGR_-_Buyers_Road_and_Sellers_Lane.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="550" data-original-width="575" height="191" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEibOeXtU2uPe-LEM8yPiKZzZ6601xhT4WWRYw7Nt8v9kWFsBPH2C0ElatQDVDzHWa3xPbsXg2NO3jG3A_YlTnjzWdTneuHpGMV5iWKLtKoSuovdQ4DUWw04E5PF7iPJ0T4wQ9GQ38WcZ5bp/s200/HTGR_-_Buyers_Road_and_Sellers_Lane.jpg" width="200" /></a><span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">If you submit an offer with the exact amount of your pre-approval
loan, you have no room to negotiate which is very important in today’s
market.<span style="mso-spacerun: yes;"> </span>You may also lose out if the
interest rates rise before you lock in a rate.<span style="mso-spacerun: yes;">
</span>Give yourself some wiggle room when making an offer.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">Submitting an offer that is too low and is not backed with comparable
market data is disrespectful to the sellers and real estate professionals.<span style="mso-spacerun: yes;"> </span>The seller will dismiss your offer and you
will lose out.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;">8. Not presenting
yourself well </span></b><span style="font-family: Verdana; font-size: 14.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana; font-size: 12.0pt; line-height: 115%;">In today’s competitive market, sellers and listing agents want to work
with buyers that will make the process easier. <span style="mso-spacerun: yes;"> </span>If you come across as complaining and whining,
the seller can pass you by and go with another offer.<span style="mso-spacerun: yes;"> </span>Being respectful to all people involved will
go a long way to getting you the home you want.<o:p></o:p></span></div>
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Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-47922420332024415682017-05-18T12:59:00.001-07:002017-05-18T12:59:19.109-07:004 Things to Consider When Downsizing<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKMwd-7hEn2xN1pHSv1CnUVXsjbNcjR0vSOpr-FuUSyf54FcTXPPjoMFZuKoInLeMrtck2divqZkuDeid3Qwv5S69y0mF9qJgbbvlWsF8KiyUKfje8K-a29O3v7cziNiaioqwn7E9JwZrw/s1600/downsize+homes.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="221" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKMwd-7hEn2xN1pHSv1CnUVXsjbNcjR0vSOpr-FuUSyf54FcTXPPjoMFZuKoInLeMrtck2divqZkuDeid3Qwv5S69y0mF9qJgbbvlWsF8KiyUKfje8K-a29O3v7cziNiaioqwn7E9JwZrw/s320/downsize+homes.jpg" width="320" /></a></div>
<br />
<span style="font-family: Calibri; font-size: 12pt;">So you’ve
made a decision to downsize but you have so much stuff! Downsizing can be
daunting.</span><span style="font-family: Calibri; font-size: 12pt;"> </span><span style="font-family: Calibri; font-size: 12pt;">For some, it’s easier to just
put the extra stuff in storage and deal with it later.</span><span style="font-family: Calibri; font-size: 12pt;"> </span><span style="font-family: Calibri; font-size: 12pt;">You never know you may need that stuff
sometime in the future…</span><br />
<span style="font-family: Calibri; font-size: 12pt;"><br /></span>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Five years later
all that stuff is still in storage and you haven’t needed any of it. You’ve
spent thousands of dollars for it to sit there and now you’re not sure how to
start going through it.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Instead of
waiting 5 years, start downsizing before you move. Below are 4 suggestions on
how to downsize before you move.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 16pt; line-height: 115%;">1. Consider the size
of your new place</span></b><span style="font-size: 12pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Consider
what furniture will fit into your new space.<span style="mso-spacerun: yes;">
</span>Will the dining table, six chairs and china cabinet fit into your new
dining area? If not, what can you keep and what needs to go? Will the table and
chairs fit? Or do you need a smaller table?<span style="mso-spacerun: yes;">
</span><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">If you
decide not to take certain pieces of furniture, don’t store them unless they
are family heirlooms or investment pieces. Think of the money you can get from
selling your furniture instead of spending more on storage.<o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 16pt; line-height: 115%;">2. Assess your actual needs<span style="color: #b6dde8;"><o:p></o:p></span></span></b></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Look around
and decide what you actually need. Do you need that treadmill? Find out more
about your new neighborhood by walking around it instead of using the
treadmill.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">This can be
a difficult step but consider what your daily life is really like. Look at the
items you use every day and separate them from the items you want to use
everyday.<span style="mso-spacerun: yes;"> </span>Look at that treadmill. Do you
walk/run on it everyday? Or do you wish you used it everyday? If it’s the
latter, sell it or give it to someone else.<o:p></o:p></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhelUFOU9ARn56Vwe6jDkBdQmd0cKcZoD1U7mmHPUQy-Z2Z8d1dUDif_B_vaLcF-K7835J-CvmRx29ClWJGoSviUstMczbRE0dZwSGtTBLv-T9n6XpOmxY7ZiXmzICa_JVwmE-GLmeyE8V8/s1600/too+much+stuff.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="133" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhelUFOU9ARn56Vwe6jDkBdQmd0cKcZoD1U7mmHPUQy-Z2Z8d1dUDif_B_vaLcF-K7835J-CvmRx29ClWJGoSviUstMczbRE0dZwSGtTBLv-T9n6XpOmxY7ZiXmzICa_JVwmE-GLmeyE8V8/s320/too+much+stuff.jpg" width="320" /></a></div>
<div class="MsoNormal">
<b style="font-size: 11pt;"><span style="font-size: 16pt; line-height: 115%;">3. Make a decision</span></b></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Go through
every room, cabinet, closet, box, everything you own. Decide what you want to
do with each item.<span style="mso-spacerun: yes;"> </span>This is the hardest
step in downsizing mainly because we have emotional attachments to most of our
stuff.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">There are
various strategies to help you make a decision. One is to hold the object in
your hand or look at it intently. Do you remember when you went shopping to
find that perfect picture for the living room? Does it invoke happy, positive
feelings for you? If so, then keep it.<span style="mso-spacerun: yes;">
</span>Or do you try to remember where and when you acquire that item? If so,
sell it or give it to someone else.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Another
strategy is to go through everything and separate duplicate items.<span style="mso-spacerun: yes;"> </span>Do you need 3 whisks? Once you removed the
extra items, look at what’s left and decide if you really need those
items.<span style="mso-spacerun: yes;"> </span>When was the last time you used
that juicer? Once in the last 3 years? Then sell it.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Another
strategy is to ask yourself what would you replace if you lost everything in a
natural disaster? Look at the things you couldn’t replace and put them aside.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">If you have
items you’re storing and not really using, and you plan on giving them to your
kids or other friends and family, then do it now.<span style="mso-spacerun: yes;"> </span>Let them enjoy the items now.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Also
consider what items can be replace in a smaller version.<span style="mso-spacerun: yes;"> </span>For example, can you live with a smaller
dining set or a smaller couch or a smaller TV? If so, sell the large stuff and
buy smaller versions.<o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5YfrWyIv3ICxQOz8sdZzU94tDsXQSyla2dUQQSrcYgEfP9BXGFh7-4kQqjpmox9cw03gMtyJE4FOkIm0AiQkGreX9ZfgRvX4niAn549ZEEycgaAaoLlOXSE5tdtyJySm6QzjvnDWB_Raj/s1600/helper-pix.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="104" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5YfrWyIv3ICxQOz8sdZzU94tDsXQSyla2dUQQSrcYgEfP9BXGFh7-4kQqjpmox9cw03gMtyJE4FOkIm0AiQkGreX9ZfgRvX4niAn549ZEEycgaAaoLlOXSE5tdtyJySm6QzjvnDWB_Raj/s320/helper-pix.jpg" width="320" /></a></div>
<div class="MsoNormal">
<b style="font-size: 11pt;"><span style="font-size: 16pt; line-height: 115%;">4. Sell, store and give away your stuff</span></b></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Starting the
whole downsizing project early is important so you have time to sell your
stuff.<span style="mso-spacerun: yes;"> </span>Letting go of your stuff is
difficult but selling helps to lessen the pain.<span style="mso-spacerun: yes;">
</span>At least you’re getting something in exchange.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Next, consider
how you want to sell. Yard sales are good for large items. Craigslist is good
for books, electronics and other stuff.<span style="mso-spacerun: yes;">
</span>If you have collectibles you want to sell, try eBay. <span style="mso-spacerun: yes;"> </span>Clothing can be sold at consignment stores.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">After you
move into your smaller home, consider storage by going up and not out.<span style="mso-spacerun: yes;"> </span>Put shelves on the walls and get things off
the floor.<span style="mso-spacerun: yes;"> </span>Also use some of your items
as storage containers.<span style="mso-spacerun: yes;"> </span>Use a coffee cup
to store pens and pencils in. Use a large vase or milk carton to store pictures
you need to go through. Store games or blankets inside hollow ottomans.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Go
electronic! Instead of books, get a reader. Scan pictures and important papers
and keep them in a cloud account. This will also keep them safe in case of fire
or a natural disaster. Consider downsizing your DVD/Blu-Ray, CD player, game
boxes, radio, and TV into a computer or laptop that has the capability to meet
all your electronic needs. This will also help to cut down your utility bill.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">A word of
caution though. Don’t get caught up buying various boxes, baskets, containers,
etc. for storage.<span style="mso-spacerun: yes;"> </span>Carefully consider how
much room you have and what you really need to corral loose stuff.<span style="mso-spacerun: yes;"> </span>You don’t want to overfill your space with
storage containers.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">As a last
resort, if you can’t live without some of your stuff and you don’t have room
for it, rent a small storage unit.<span style="mso-spacerun: yes;">
</span>However, promise yourself you will revisit your needs in 6 months. Do
you really need the stuff you’re storing in a paid unit?<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Finally, it
you can’t sell, then give it to charity.<span style="mso-spacerun: yes;">
</span>Someone will need whatever you’re giving away.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">Downsizing
is a difficult process but once it’s over, you can relax.<span style="mso-spacerun: yes;"> </span>You’re accomplished something important. Also
keep in mind why you’re downsizing. If it’s to be closer to family, remember
that. If it’s to save money, keep that in mind. If it’s to shorten your
commute, which will save you time and money, keep that in mind.<span style="mso-spacerun: yes;"> </span>When it gets hard, remember your why and keep
going. <o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtHhjoWmKHiHn8QFAH8h4wXvshYusDNTPKmHvmbizneMJNdcs0nb8xXxME3RZckYAkXpntqgg8H1bMqWN2Czx-Xqp9B8u3xWOscbXKPN0rSQpZIvFc1qUQ3rb0BNX7HEbgWdk0vrmG2iFo/s1600/10downsizing.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="150" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtHhjoWmKHiHn8QFAH8h4wXvshYusDNTPKmHvmbizneMJNdcs0nb8xXxME3RZckYAkXpntqgg8H1bMqWN2Czx-Xqp9B8u3xWOscbXKPN0rSQpZIvFc1qUQ3rb0BNX7HEbgWdk0vrmG2iFo/s320/10downsizing.jpg" width="320" /></a></div>
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<span style="font-size: 12.0pt; line-height: 115%;"><br /></span></div>
Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-30388341099560616832017-04-21T15:03:00.000-07:002017-04-21T15:12:11.995-07:007 Things to Consider If You Want to Buy a Larger Home<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgL4NGx-F7zuR6VCL88lZIxFWO6_w-8J5BAZ0bO-uRC4CbdOWJwaiahGaawCXoD40yozwOlT0gYMWsvDEoHQ7WNMdwA6p1n6_sDatXn862-q2FLJJjC7lKGCw6ZwpyAS191SD0S4OaVj6CU/s1600/new-home-for-sale-in-arizona-showing-white-house-with-red-tile-roofing-and-three-car-garage.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgL4NGx-F7zuR6VCL88lZIxFWO6_w-8J5BAZ0bO-uRC4CbdOWJwaiahGaawCXoD40yozwOlT0gYMWsvDEoHQ7WNMdwA6p1n6_sDatXn862-q2FLJJjC7lKGCw6ZwpyAS191SD0S4OaVj6CU/s320/new-home-for-sale-in-arizona-showing-white-house-with-red-tile-roofing-and-three-car-garage.jpg" width="320" /></a></div>
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<span style="font-family: "verdana" , sans-serif;">The National Association of Realtors states that about 30%
of home buyers desire a larger home while a Trulia survey found that 43% of
adults prefer living in a larger residence compared to their current home. <o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">The desire to upsize is greatest among adults 36-50 years
old who are in their peak earning years, are married or in a serious
relationship and have children under 18 years old. But the desire to own a
larger home looms inside most of us. So if you’re thinking of moving to a
larger home, here are 7 things to consider.<o:p></o:p></span></div>
<div class="MsoNormal">
<br />
<span style="font-family: Verdana, sans-serif; font-size: large;"><b>1. It Will Cost More</b></span><br />
<span style="font-size: large;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Of course, it will! There’s more room, more square footage,
maybe a bigger yard. All of that adds up to a bigger investment.<o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Also, the taxes will probably be higher. Most counties base
property taxes on the value of the home.<o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Utilities may also go up. You have more rooms, more lights,
more TV’s, maybe more electronic devices or smart appliances. All of those generate more electricity. If
you increased the yard, you may be watering more.<o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">So don’t forget to include all the extra costs to owning a
larger home.<o:p></o:p></span></div>
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<span style="font-size: large;"><br /></span></div>
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<b><span style="font-family: "verdana" , sans-serif;"><span style="font-size: large;">2. Consider the Next
Sell</span><o:p></o:p></span></b></div>
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<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Buying a larger home is usually not the last home buying
experience you will have. So look at the
new home and consider what would need to be upgraded to resell in 5 or 10
years. Will it need a new roof or replace the HVAC?<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Also consider where it’s located. Will development or lack
of development in the future affect the resell value of the home?<o:p></o:p></span></div>
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<br /></div>
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<b><span style="font-family: "verdana" , sans-serif;"><span style="font-size: large;">3. Most Likely You’ll
Have More Maintenance</span><o:p></o:p></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Consider what may be more maintenance: the yard, the roof,
the siding, etc.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">More house will mean more maintenance. Consider how much
more work you are willing to commit to for the larger home. If your yard is
larger, do you have the time to work on it or can you afford to hire someone to
maintain the yard.<o:p></o:p></span></div>
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<br /></div>
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgq-OKNQFUqvGtUgcc6WCtIZ5YqoZWUdO-lGfWVy5nicTXGFVlxa5hVQehk4_c_2Dln6cZilcnt6xtzt90F55r1zzZV_yLjR7LQYTmvYpV7rDZveL6bUOCxf67J2bfNzv94Z_DeIeNOL9Gd/s1600/floor+plan.gif" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="253" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgq-OKNQFUqvGtUgcc6WCtIZ5YqoZWUdO-lGfWVy5nicTXGFVlxa5hVQehk4_c_2Dln6cZilcnt6xtzt90F55r1zzZV_yLjR7LQYTmvYpV7rDZveL6bUOCxf67J2bfNzv94Z_DeIeNOL9Gd/s320/floor+plan.gif" width="320" /></a></div>
<br /></div>
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<b><span style="font-family: "verdana" , sans-serif;"><span style="font-size: large;">4. Look at How the
Floor Plan Fits Your Needs</span><o:p></o:p></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Do you need a large play room for the kids? Do you want it
close to the kitchen where the family gathers?
How many bedrooms do you need now and how many bedrooms will you need if
your family grows?<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">If you plan on staying in the house for many years, will it
still meet your needs when the kids are teenagers? <o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Don’t forget the yard. Can my kids play safely by themselves
in the yard? Along with that, you need
to consider do I even want a yard. If
you don’t have time for upkeep on a yard, you may want to consider if there’s a
playground nearby.<o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal">
<b><span style="font-family: "verdana" , sans-serif;"><span style="font-size: large;">5. Get an Inspection</span><o:p></o:p></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Many home buyers believe the appraisal and home inspection
are the same thing. They’re not. The
appraisal is for the entity loaning you the mortgage. It’s a good idea to have your purchase
agreement contingent on a satisfactory home inspection. The person conducting the home inspection
should have a background in home construction. It’s best to ask around and get
one that comes highly recommended from other home buyers.<o:p></o:p></span></div>
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<span style="font-size: large;"><br /></span></div>
<div class="MsoNormal">
<b><span style="font-family: "verdana" , sans-serif;"><span style="font-size: large;">6. Learn as Much as
You Can About the Neighborhood</span><o:p></o:p></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Visit the neighborhood during peak commuting times to see
what the traffic is like. Also visit in the evening or at night to see if it’s
noisy or quiet or a ghost town. Some
people like the hustle and bustle of neighbors out talking to each other. Others want a quieter neighborhood.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Look at the nearby businesses. Will you patronize them? Are
there a lot of businesses open late at night? Are there parks close by?<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Also, research schools in the neighborhood. Do you need a preschool or day care? Is there
one close by that has good ratings? Do the schools provide buses if it’s too
far for your children to walk? Or do you need to drive them to and from school?
Or can you walk them? If so, are there any streets with heavy traffic that need
to be crossed? You will be making hundreds of trips to the school in a year so
make sure it’s not a strain on you or your children.</span></div>
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<o:p><span style="font-family: "verdana" , sans-serif;"><br /></span></o:p></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDBPIRwouu79-Q1yV5Cn63OJZnXl1jmYUf9Ya3enfzdGlPUdTW3yDvOJZHJWRQVWLcUeeTtPk1oPv8oLV3OruJkOqrhhs7ZJkMnMSQLTrmOGdpOnPzmo6pVnN3ezbBudX2ymEmEqXezyfb/s1600/money.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDBPIRwouu79-Q1yV5Cn63OJZnXl1jmYUf9Ya3enfzdGlPUdTW3yDvOJZHJWRQVWLcUeeTtPk1oPv8oLV3OruJkOqrhhs7ZJkMnMSQLTrmOGdpOnPzmo6pVnN3ezbBudX2ymEmEqXezyfb/s1600/money.jpg" /></a></div>
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<o:p><span style="font-family: "verdana" , sans-serif; font-size: large;"><br /></span></o:p></div>
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<b><span style="font-family: "verdana" , sans-serif; font-size: large;">7. The Financial Side
of Owning a Larger Home<o:p></o:p></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">First, get pre-approval for a mortgage loan. This will give you a sense of how much you
can afford to spend on a larger home. It also shows the seller that you are
serious which is important if you are bidding against other buyers.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">You don’t want two mortgages (unless you just inherited
millions) so sell your home first and apply the equity from that home to a down
payment on the new home. Doing this can help you avoid higher-cost financing.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Be willing to tighten your belt if needed. Since owning a larger home can cost more, you
may experience some budget crunching. Be
willing to adjust your budget until you feel financially comfortable with the
higher costs of your new home.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Consider saving at least 1% of your new home’s value for
future emergencies or maintenance on the home.
This may be hard at first, but work on it so that by the end of the
first year you have at least 1% or close to it saved up.<o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;">Moving to a larger home can be a challenge but it can also
be a joy. It depends on how prepared you are for the process. So prepare yourself and find that new home for
you and your family.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-size: 12pt;"><span style="font-family: "verdana" , sans-serif;">If you’re looking in the San Diego market for a
new home, contact me. I will provide personal one-on-one service for the whole
process of buying or selling.</span></span>Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-88130636548546029512017-04-13T14:24:00.000-07:002017-04-13T14:24:41.113-07:00Staging Your Home to Sell<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNkuamEnuw9H6ORmlZUt9jKVMcrTITlDIoIMleZHp5bAZJiXdEu-kLFx5Qrw65mcGUYwV4A03G36kk31yjW1BQI1c0VYP3OJQO9btsspaQ_UNnYoCvJCvHwyICNZrgCkSMH02GvUPHL_lt/s1600/LR.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNkuamEnuw9H6ORmlZUt9jKVMcrTITlDIoIMleZHp5bAZJiXdEu-kLFx5Qrw65mcGUYwV4A03G36kk31yjW1BQI1c0VYP3OJQO9btsspaQ_UNnYoCvJCvHwyICNZrgCkSMH02GvUPHL_lt/s1600/LR.jpg" /></a></div>
<br />
<br />
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<span style="font-family: Verdana, sans-serif;">Staging your home provides many positive aspects to the
selling process. First, staging before the photographer shows up provides
excellent pictures for the listing. Second, it provides a positive experience
for the buyer and the agent. Third, staged homes sell faster and many times a buyer
may increase the offer if the home is staged correctly.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Staging your home to sell doesn’t need to cost a lot. Most of the staging involves elbow grease and rearranging.<o:p></o:p></span></div>
<br />
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<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4UxTZUNYv9qfyAy61qhW0Ca3wRkZ2-YytQPFVBdU2dNSpxbrKUEb0QII1kCxMFuVp8RG3k-ZvblbOluwpjMaVV6rM2gfp4a8vSu5iXgv118HGxElLmek8WV5CqjJ1xDr1UT094lWyKzNO/s1600/cleanings.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4UxTZUNYv9qfyAy61qhW0Ca3wRkZ2-YytQPFVBdU2dNSpxbrKUEb0QII1kCxMFuVp8RG3k-ZvblbOluwpjMaVV6rM2gfp4a8vSu5iXgv118HGxElLmek8WV5CqjJ1xDr1UT094lWyKzNO/s320/cleanings.jpg" width="320" /></a></div>
<div class="MsoNormal">
<o:p><span style="font-family: Verdana, sans-serif;"><br /></span></o:p></div>
<div class="MsoNormal">
<o:p><span style="font-family: Verdana, sans-serif;"><br /></span></o:p></div>
<div class="MsoNormal">
<b><span style="font-size: 14.0pt;"><span style="font-family: Verdana, sans-serif;">Clean and Declutter<o:p></o:p></span></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">This isn’t just
dusting, vacuuming, and wiping off counters. This is really cleaning. Wiping
the walls and doors; cleaning the tubs and sinks; cleaning the inside and
outside of appliances, especially the ones that are staying in the home; cleaning the fireplace;
cleaning the windows and so on. <o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">If you don’t want to do the cleaning yourself, spend a few
hundred dollars and get a professional team to do it. If the home isn’t clean
or it has unpleasant smells, buyers will be turned off and will walk away.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Decluttering is just as important. Buyers shouldn’t be
distracted by stuff laying around or sitting on counters and tables. The buyer wants to see the basic bones of the
home, not the stuff in it.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<o:p><span style="font-family: Verdana, sans-serif;">
</span></o:p></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">This includes closets.
Neatly organize the closets. This is a good time to clean out your
clothes and shoes and donate them to charity.</span><o:p></o:p></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhN-io7hZfH5wKmIRfM5vUrso4Jtym7eh_QeDx97RRT3_ppU6VduLidiScHPYlH6CHz4ygnAgrJdDpokTqbGgif59LyzDn8KvSm_46szGZfjSVYXnClxJopSHq42AwlLrNgPUAITMI-Iai3/s1600/prepare-items-for-storage-300x200.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhN-io7hZfH5wKmIRfM5vUrso4Jtym7eh_QeDx97RRT3_ppU6VduLidiScHPYlH6CHz4ygnAgrJdDpokTqbGgif59LyzDn8KvSm_46szGZfjSVYXnClxJopSHq42AwlLrNgPUAITMI-Iai3/s1600/prepare-items-for-storage-300x200.png" /></a></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;"><b><span style="font-size: 14.0pt;">Depersonalize the Home</span></b><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Packing away some of your personal items and pictures is one
of the simplest things you can do to sell your home. Depersonalizing the home allows the buyer to
see themselves in the home by visualizing their personal items in the home.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">This can be difficult since we are attached to our stuff but
if you want to sell quickly and easily, pack it away.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">In addition, depersonalizing the home before the
photographer arrives keeps your personal items from being in the pictures when
posted on the MLS. You and your family will be safer with less personal
pictures on the internet.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
</div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Cleaning, decluttering and removing personal items are all
important but you need to strike a balance so your home still has that lived in
look. You don’t want to make it too sparse. Things like a vase of flowers, a
book on a table, or a basket of fruit on the counter will give it that lived in
look without being cluttered or too personal.</span><o:p></o:p></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXw-2FWSM_NehTyKngnxVJuzsCpF2tL96VWoUoSK0DaCGKijUse0YaKSQPiFFx6gEmBJ1ZcCTdB5akv81o8247ygOYyAUmywsH9vATZ952dgmR0hJ7_9S_2tWjdJg8NqsFgIWpN8mUzOQH/s1600/messy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXw-2FWSM_NehTyKngnxVJuzsCpF2tL96VWoUoSK0DaCGKijUse0YaKSQPiFFx6gEmBJ1ZcCTdB5akv81o8247ygOYyAUmywsH9vATZ952dgmR0hJ7_9S_2tWjdJg8NqsFgIWpN8mUzOQH/s320/messy.jpg" width="320" /></a></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<b><span style="font-size: 14.0pt;"><span style="font-family: Verdana, sans-serif;">A Distinct Purpose to Every Room<o:p></o:p></span></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Stage the home so it’s obvious to the buyer what each room
is used for. A bedroom should be a
bedroom not an extra storage room. The family room should not have bikes,
boxes, or miscellaneous stuff crammed in it.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Touring builders’ models can provide a great picture of how
a room should be staged. Builders are
experts at staging their products for prospective buyers.<o:p></o:p></span></div>
<div class="MsoNormal">
</div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhL10eGPjJeh145MZ0D53YYzXA95iqbNCngdBirSef3HE8RcNzqgPfM7hcp3erwSgVzQgCDxNp5wwZvMTW64SgDQHKqIbPF-JtCB0giFYAakb5U7pSWZT-9GBr_UBJsPdRRO-8vn3XInWTk/s1600/bright+room.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhL10eGPjJeh145MZ0D53YYzXA95iqbNCngdBirSef3HE8RcNzqgPfM7hcp3erwSgVzQgCDxNp5wwZvMTW64SgDQHKqIbPF-JtCB0giFYAakb5U7pSWZT-9GBr_UBJsPdRRO-8vn3XInWTk/s320/bright+room.jpg" width="320" /></a></div>
<div class="MsoNormal">
<o:p><br /></o:p></div>
<div class="MsoNormal">
<b><span style="font-size: 14.0pt;"><br /></span></b></div>
<div class="MsoNormal">
<b><span style="font-size: 14.0pt;"><span style="font-family: Verdana, sans-serif;">Lighten up<o:p></o:p></span></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Open the blinds or drapes and let the sunshine in! Light and
airy rooms are more appealing than dark cramp spaces so lighten up as much as
you can. This is absolutely necessary
when the photographer shows up. Natural
light helps to give the room that light and airy feeling.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<o:p><span style="font-family: Verdana, sans-serif;">
</span></o:p></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">This can also expose any flaws in the room, so look around
carefully and see if you can minimize any flaws you see.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiH2tzVMP_NmXDGb7AdCLXl6xYyNnCyqJwOseXuJ352RphkpS8az6cOJwdexv1OQbF_altjozaZRW1lzaDM284Eae-v4ejj-KRQwvGxzU7YSoJVhY6K4M3ShaAPIU5jEzs2huwBf7EPXz5Q/s1600/how-to-install-artificial-grass-iago.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiH2tzVMP_NmXDGb7AdCLXl6xYyNnCyqJwOseXuJ352RphkpS8az6cOJwdexv1OQbF_altjozaZRW1lzaDM284Eae-v4ejj-KRQwvGxzU7YSoJVhY6K4M3ShaAPIU5jEzs2huwBf7EPXz5Q/s320/how-to-install-artificial-grass-iago.jpg" width="320" /></a></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b><span style="font-size: 14.0pt;"><span style="font-family: Verdana, sans-serif;">Don’t Forget the Outside<o:p></o:p></span></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Curb appeal is just as important at cleaning and
decluttering. This is the first
impression buyers have of your home.
Many buyers drive by before deciding if they want to tour the inside. If
they don’t like what they see, they move on to another home.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Weed, mow the lawn, clean up clutter and debris and make
sure the house number is easily visible.<o:p></o:p></span></div>
<div class="MsoNormal">
</div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgo-fYoaIaVclwLLhiIRx93Bl9YDHyRjzyas0etfdOCWWzOGMVzaRbq1B12WfGV1ZpKr_8gV0RvBOBiPgRjPqpUdBwHVuE-YOyRT8jXUIsrJlrkJdZoswxJW_1STJH2C80joc5Dd59kfgzo/s1600/robe.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgo-fYoaIaVclwLLhiIRx93Bl9YDHyRjzyas0etfdOCWWzOGMVzaRbq1B12WfGV1ZpKr_8gV0RvBOBiPgRjPqpUdBwHVuE-YOyRT8jXUIsrJlrkJdZoswxJW_1STJH2C80joc5Dd59kfgzo/s320/robe.jpg" width="250" /></a></div>
<div class="MsoNormal">
<o:p><span style="font-family: Verdana, sans-serif;"><br /></span></o:p></div>
<div class="MsoNormal">
<b><span style="font-size: 14.0pt;"><span style="font-family: Verdana, sans-serif;">Look at the Details<o:p></o:p></span></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Don’t forget the small details. Do you have a robe hanging on the back of the
bathroom door? Is it a nice fluffy one or is a little shabby looking? Look around the bathroom and try to see it
through the eyes of a buyer. Do you
still have too much stuff on the counter or around the tub/shower? Is the stuff
clean? <o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Look at places where you have electronics. Are the cords/wires
hanging out all over the place? Try to visualize the room as a photographer and
see if there are things laying around that may show up the pictures. Do you
have a pair of slippers sitting next to your bed? Should they be in the
picture?<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">Walk around both the inside and outside of your home and try
to see it through the eyes of a buyer or the photographer. Do you see small things that can easily be
fixed or moved? <o:p></o:p></span></div>
<div class="MsoNormal">
<o:p><span style="font-family: Verdana, sans-serif;">
</span></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<o:p></o:p></div>
<div class="MsoNormal">
<span style="font-family: Verdana, sans-serif;">The goal is to have the buyer view your home as their future
home. Staging your home to sell will achieve this goal.</span><o:p></o:p></div>
Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-82240521225307204842017-04-07T13:01:00.001-07:002017-04-07T13:01:17.615-07:00More Things To Do in San Diego<b style="font-family: "Times New Roman"; font-size: 12pt;"><span style="color: red; font-family: Arial; font-size: 20.0pt;">The San Diego Zoo and Safari Park</span></b><br />
<div class="paragraph" style="margin-bottom: .0001pt; margin: 0in; vertical-align: baseline;">
<span class="normaltextrun"><b><span style="color: red; font-family: Arial; font-size: 20.0pt;"><br /></span></b></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi62P-rvhjE2rCVzplO-bWgK7o5swwNDDdfpV7-lc1JnWgZPHZQVi00C5EwtOs5_q6Sgyj42vicbBNh8Y6K4v1C2VrJUk8ywxNmAt_0CSa-loEVApdAW0pgNRQ6bYV2iYN3zqlrcKCNGJ4x/s1600/cheetah.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi62P-rvhjE2rCVzplO-bWgK7o5swwNDDdfpV7-lc1JnWgZPHZQVi00C5EwtOs5_q6Sgyj42vicbBNh8Y6K4v1C2VrJUk8ywxNmAt_0CSa-loEVApdAW0pgNRQ6bYV2iYN3zqlrcKCNGJ4x/s320/cheetah.png" width="320" /></a></div>
<div class="paragraph" style="margin-bottom: .0001pt; margin: 0in; vertical-align: baseline;">
<span class="normaltextrun"><b><span style="color: red; font-family: Arial; font-size: 20.0pt;"><br /></span></b></span></div>
<div class="paragraph" style="margin-bottom: .0001pt; margin: 0in; vertical-align: baseline;">
<span class="normaltextrun"><span style="font-family: Calibri; font-size: 14.0pt; mso-bidi-font-family: "Segoe UI";">The San Diego Zoo, located in Balboa Park near
downtown San Diego, houses more than 3,500 rare and endangered animals as well
as more than 700,00 exotic plants.<span style="mso-spacerun: yes;"> </span>The
San Diego Zoo Safari Park, located in San Diego’s north county near Escondido,
California, is an expansive wildlife park with over 3,000 animals.</span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 6.0pt;"><o:p></o:p></span></div>
<div class="paragraph" style="margin-bottom: .0001pt; margin: 0in; vertical-align: baseline;">
<br /></div>
<div class="paragraph" style="margin-bottom: .0001pt; margin: 0in; vertical-align: baseline;">
<span class="normaltextrun">
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<a href="http://www.sandiegozooglobal.org/"><span style="font-family: Calibri; font-size: 16.0pt; mso-bidi-font-family: "Segoe UI";">The San Diego Zoo and
Safari Park Information</span></a><span class="eop"><span style="font-family: Calibri; font-size: 16.0pt; mso-bidi-font-family: "Segoe UI";"> </span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 16.0pt;"><o:p></o:p></span></div>
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<span class="normaltextrun"><b><span style="color: red; font-family: Arial; font-size: 20.0pt;">SeaWorld San Diego</span></b></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 6.0pt;"><o:p></o:p></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaWyM8GS4kMM8Nld0_Ux26Y2LfQeg8Un8Ho7DZETQT-cOLkcETRQjIj5cqVRsd1n7aaM9gQz8wgZ0MObGD6y06ifWrwxQWMQ5WM6-XtGQ10X40SXEuK4rwFbs4aMDFGjxnzIUruoRAvnj5/s1600/seaworld.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="239" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaWyM8GS4kMM8Nld0_Ux26Y2LfQeg8Un8Ho7DZETQT-cOLkcETRQjIj5cqVRsd1n7aaM9gQz8wgZ0MObGD6y06ifWrwxQWMQ5WM6-XtGQ10X40SXEuK4rwFbs4aMDFGjxnzIUruoRAvnj5/s320/seaworld.png" width="320" /></a></div>
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<span class="normaltextrun"><b><span style="color: red; font-family: Arial; font-size: 20.0pt;"><br /></span></b></span></div>
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<span class="normaltextrun"><span style="font-family: Calibri; font-size: 14.0pt; mso-bidi-font-family: "Segoe UI";">SeaWorld San Diego, located in the Mission Bay
area north of downtown San Diego, is a marine life park offering marine life
shows, rides and habitats. Watch the hilarious antics of the sea lion show,
ride the exciting Manta roller coaster or observe penguins in their chilly
habitat. </span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 6.0pt;"><o:p></o:p></span></div>
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<a href="https://seaworldparks.com/seaworld-sandiego/"><span style="font-family: Calibri; font-size: 16.0pt; mso-bidi-font-family: "Segoe UI";">SeaWorld San Diego
Information</span></a><span class="eop"><span style="font-family: Calibri; font-size: 16.0pt; mso-bidi-font-family: "Segoe UI";"> </span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 16.0pt;"><o:p></o:p></span></div>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 9"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
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<span class="normaltextrun"><b><span style="color: red; font-family: Arial; font-size: 20.0pt;">Legoland</span></b></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 6.0pt;"><o:p></o:p></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgiVZiJrOFYdpL8THp_cjx8ZrUMPacO8Z-2U_E5MKMSRSEYKygJJaVGJ2gZrHZQHxv5gxso1BOIm4YuedFmzZBJOD2XaZhal9f_fThSc9mB8K04l_nFD4_C_TdLBwMVRma1FBRnF-N117ni/s1600/legoland.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgiVZiJrOFYdpL8THp_cjx8ZrUMPacO8Z-2U_E5MKMSRSEYKygJJaVGJ2gZrHZQHxv5gxso1BOIm4YuedFmzZBJOD2XaZhal9f_fThSc9mB8K04l_nFD4_C_TdLBwMVRma1FBRnF-N117ni/s320/legoland.png" width="320" /></a></div>
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<span class="normaltextrun"><span style="font-family: Calibri; font-size: 14.0pt; mso-bidi-font-family: "Segoe UI";">Legoland California, based on the Lego toy
brand, is a theme park, miniature park and aquarium located in Carlsbad,
California, north of San Diego.<span style="mso-spacerun: yes;"> </span>Legoland
California also has a hotel and water park as well as rides and Lego exhibits
such as Star Wars and Ninjago World.</span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 6.0pt;"><o:p></o:p></span></div>
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<span style="font-family: Calibri; font-size: 16.0pt; mso-bidi-font-family: "Segoe UI";"><a href="https://www.legoland.com/california/">Legoland California
Information</a></span><span class="eop"><span style="font-family: Calibri; font-size: 16.0pt; mso-bidi-font-family: "Segoe UI";"><o:p></o:p></span></span></div>
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<span class="normaltextrun"><b><span style="color: red; font-family: Arial; font-size: 20.0pt;">USS Midway Museum</span></b></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 6.0pt;"><o:p></o:p></span></div>
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<span class="normaltextrun"><span style="font-family: Calibri; font-size: 14.0pt; mso-bidi-font-family: "Segoe UI";">The USS Midway Museum is a maritime museum
housed on the aircraft carrier <i style="mso-bidi-font-style: normal;">USS Midway</i>
located in downtown San Diego. The museum includes 60 exhibits, 29 restored
aircraft on the flight deck, a self-guided tour narrated by USS Midway sailors,
and flight simulators. Guests can also visit the 90 seat theater showing a
multimedia movie, including holographic scenes, about the Battle of Midway.</span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 6.0pt;"><o:p></o:p></span></div>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 9"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
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<div class="paragraph" style="margin-bottom: 0.0001pt; margin-top: 0in; vertical-align: baseline;">
<span class="normaltextrun"><b><span style="color: red; font-family: Arial; font-size: 20.0pt;"><br /></span></b></span></div>
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<span class="normaltextrun"><b><span style="color: red; font-family: Arial; font-size: 20.0pt;">The San Diego Padres</span></b></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 6.0pt;"><o:p></o:p></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhhNWbx-hlT0MZayNpGYcPebJEZeuDfd6Fkj-SSCY_iYjVBVVmE-bqWDbScwIQe615n4gXxqMO0tZrmo1yXLwCf6qTjs3FJjwNYfz1nELhe94cMoo_mTAI6b7-apyAWgVD1UE1s_YRcNXVK/s1600/padres.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhhNWbx-hlT0MZayNpGYcPebJEZeuDfd6Fkj-SSCY_iYjVBVVmE-bqWDbScwIQe615n4gXxqMO0tZrmo1yXLwCf6qTjs3FJjwNYfz1nELhe94cMoo_mTAI6b7-apyAWgVD1UE1s_YRcNXVK/s320/padres.png" width="320" /></a></div>
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<span class="normaltextrun"><span style="font-family: Calibri; font-size: 14.0pt; mso-bidi-font-family: "Segoe UI";">The San Diego Padres, a professional baseball
franchise, were established in 1969. The team, a member of the National League
West Division, <span style="mso-spacerun: yes;"> </span>plays at Petco Park
located in downtown San Diego. </span></span><span style="font-family: "Segoe UI","sans-serif"; font-size: 6.0pt;"><o:p></o:p></span></div>
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<a href="http://www.sandiego.padres.mlb.com/"><span style="font-size: 16.0pt; line-height: 115%;">The San Diego Padres Information</span></a><span style="font-size: 16.0pt; line-height: 115%;"><o:p></o:p></span></div>
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</style>Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-547748226732480322017-03-31T10:07:00.000-07:002017-03-31T10:07:16.500-07:00Should You Upgrade to a Tankless Water Heater?<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbiAUcfVjwZu4t-WrR-I3825jD3uAnoe8e1F0IiG-I8XRqdH0BpWDFgDfvbN6j6_b_e0vHC6ecdnw-d9XKhR2LfN_zYBoDfOnanluW3WeRm1k4efKxm6i6iS25sjJknht5uV-Q68VV-PeC/s1600/Water+Heater.JPG" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbiAUcfVjwZu4t-WrR-I3825jD3uAnoe8e1F0IiG-I8XRqdH0BpWDFgDfvbN6j6_b_e0vHC6ecdnw-d9XKhR2LfN_zYBoDfOnanluW3WeRm1k4efKxm6i6iS25sjJknht5uV-Q68VV-PeC/s320/Water+Heater.JPG" width="240" /></a></div>
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<span style="font-size: 12.0pt; line-height: 115%;"><br /></span></div>
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<span style="font-size: 12pt;">Tankless
water heaters are promoted as an energy efficient appliance and a cost benefit.
But will you be saving energy and money?</span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">According to
SDG&E, the average home in San Diego spends about $300/year to heat water.
A tankless water heater can reduce usage up to 23% or about $75 per year. <o:p></o:p></span></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 16.0pt; line-height: 115%;">Advantages<o:p></o:p></span></b></div>
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<span style="font-size: 12.0pt; line-height: 115%;">One of the
advantages of having a tankless water heater is never running out of hot water.
<span style="mso-spacerun: yes;"> </span>Unlike a conventional water heater, you
can keep the hot water coming as long as you like.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Another advantage
is the size. They are very small and can be put in places that don’t fit a
conventional hot water heater. <o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">They also
last about 20 years and are easy to maintain.<o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-size: 16.0pt; line-height: 115%;">Disadvantages<o:p></o:p></span></b></div>
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<span style="font-size: 12.0pt; line-height: 115%;">A tankless
water heater can cost up to $2,500 installed and sometimes even more.
Installation can include adding extra ventilation to avoid carbon monoxide
poisoning or installing larger gas lines and fittings because tankless water heaters
need more gas to heat the water quickly. These extra installation items also
raise the labor costs which can add up to another $1,000 to the costs.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">It could
take up to 20 years to recoup the costs of buying and installing a tankless
water heater.<o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNso7Fb_9Hom8LI94U5V2k5NsrJ-NjK5mWnSlqKQ4rv4QKJZdeENba_-t7MY6IyqUts2EnO1zeH8_ir6jU2a6S5zdt7fx5Lesoub6a2BqOKJecyCmBArYcwASjSK4E0CO5n6WHmfrBgARk/s1600/tankless-water-heater-process.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNso7Fb_9Hom8LI94U5V2k5NsrJ-NjK5mWnSlqKQ4rv4QKJZdeENba_-t7MY6IyqUts2EnO1zeH8_ir6jU2a6S5zdt7fx5Lesoub6a2BqOKJecyCmBArYcwASjSK4E0CO5n6WHmfrBgARk/s320/tankless-water-heater-process.jpg" width="284" /></a></div>
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<span style="font-size: 12pt;">People tend
to think they heat instantly but they actually don’t. It may take a little
longer for the hot water to arrive at the faucet since it takes moment for the
heater to sense the demand, check the temperature of the incoming water and
then turn on.</span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Some people
complain that the water temperature isn’t consistent with tankless water
heaters compared to conventional water heaters. So you have either continuous
hot water with inconsistent temperatures or consistently hot water but run out
of it quickly. With the advancement of technology, the inconsistency of
temperature may be fixed in the near future.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Another huge
disadvantage is not having hot water during a power outage. With a conventional
hot water heater, there is a backup water source but not with a tankless water
heater.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 115%;">So will you
be saving energy and money if you install a tankless water heater? Not
really.<span style="mso-spacerun: yes;"> </span>You can save some energy because
you won’t be using gas or electric when the heater is just sitting there.<span style="mso-spacerun: yes;"> </span>However, it’s a minimal savings.<span style="mso-spacerun: yes;"> </span></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">You won’t be saving money unless you plan on
keeping your tankless water heater for more than 20 years.<span style="mso-spacerun: yes;"> </span>However, that doesn’t mean you shouldn’t
upgrade to one.<span style="mso-spacerun: yes;"> </span>You just won’t be saving
much if you do.<o:p></o:p></span></div>
Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-73873329233011017712017-03-13T13:28:00.003-07:002017-03-13T13:28:58.360-07:00Remodeling Projects That Give the Greatest ROI When Selling Your Home<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGozYO03kGSy5svUS3NBIDpBy1RtMcKHJY9H7BjWzwPYif25J-roec_2dsTt35q9YYwF7I_jtxG6kRHi8MLmt6wD5okw7ZhmRBmALE3G_J1QPGqfyH1iYH52rQk6nss0-1sDpc6Vi0vpk4/s1600/want-to-repair-remodel-rebuild-redesing-renovate-home-office-in-delhi-gurgaon-india-noida.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGozYO03kGSy5svUS3NBIDpBy1RtMcKHJY9H7BjWzwPYif25J-roec_2dsTt35q9YYwF7I_jtxG6kRHi8MLmt6wD5okw7ZhmRBmALE3G_J1QPGqfyH1iYH52rQk6nss0-1sDpc6Vi0vpk4/s320/want-to-repair-remodel-rebuild-redesing-renovate-home-office-in-delhi-gurgaon-india-noida.jpg" width="320" /></a></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Remodeling before selling your home has the potential to
increase your home’s value or to break your bank account.<span style="mso-spacerun: yes;"> </span>Homeowners need to know which projects are
most likely to give the greatest return on investment (ROI) before putting a
home on the market. Surprisingly, small projects reap the greatest ROI.<span style="mso-spacerun: yes;"> </span><o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
According to <i style="mso-bidi-font-style: normal;">Remodeling
</i>Magazine, below are the projects that provide a homeowner the greatest
ROI.<span style="mso-spacerun: yes;"> </span>So consider these projects before
selling your home.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
</div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg52FiI0XXRKd4a8jUdHEobQxCdqjH2p7FIqvltk9RemFSgmUljmbT3DMAfHcxLdo-bLVdIaml2dqo5mqLRUCSPfvDvpuJcEsOn6H_2TW-GubYPGmM-S5_eYme2A2y5kMe1XT8d9eNgLzME/s1600/BM-Insulation-hero2-12g.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="125" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg52FiI0XXRKd4a8jUdHEobQxCdqjH2p7FIqvltk9RemFSgmUljmbT3DMAfHcxLdo-bLVdIaml2dqo5mqLRUCSPfvDvpuJcEsOn6H_2TW-GubYPGmM-S5_eYme2A2y5kMe1XT8d9eNgLzME/s320/BM-Insulation-hero2-12g.jpg" width="320" /></a></div>
<div class="MsoNormal">
<o:p><br /></o:p></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">Attic Insulation<o:p></o:p></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
This project requires a professional to air-seal the attic
and then add fiberglass loosefill insulation.<span style="mso-spacerun: yes;">
</span>Even though it’s not a DIY project, the ROI can be up to 107% of the initial
cost.<span style="mso-spacerun: yes;"> </span>Not bad for a small project.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtV9CouDVkCZrMUUTha9bfF_A3w-bBjuSAc_UPvglmR9aGA4wAVwr0byXun0EKLxLGLKWiRvVg5fLiytb8yJou3k9NQSPAkTA1ovku14k5TzR_mO2eKU4Q1HGURnqMDvAF9iJDLWvYQNwz/s1600/door.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtV9CouDVkCZrMUUTha9bfF_A3w-bBjuSAc_UPvglmR9aGA4wAVwr0byXun0EKLxLGLKWiRvVg5fLiytb8yJou3k9NQSPAkTA1ovku14k5TzR_mO2eKU4Q1HGURnqMDvAF9iJDLWvYQNwz/s200/door.jpg" width="133" /></a></div>
<div class="MsoNormal" style="text-align: right;">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">Entry Door
Replacement</b><o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Replacing your entry door with a new 20 gauge steel door, including
a clear, dual-paned half-glass panel, can provide up to a 90% ROI.<span style="mso-spacerun: yes;"> </span>The project includes replacing the jambs and
threshold; and replacing the existing lock with a new brass or antique brass
finish lock.<span style="mso-spacerun: yes;"> </span><o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
However, if you replace your door with a simulated wood
grain fiberglass door with a half-glass panel, your ROI would be around 77%. So
if you want the greatest ROI, opt for the steel door.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpSpLfm41EPu5SgZ6JuvRq2toxyvTF-0b6FPvRE0AP2bjncZcgKMhKyh9682KxQJPJU43LEcISrY-9XSCJe5PlhlwsFs3uvuKiS4gnioJcqRrsHGem2ARqAj4_ovg2DUDTTe9-OZiJ30Es/s1600/veneer.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="149" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpSpLfm41EPu5SgZ6JuvRq2toxyvTF-0b6FPvRE0AP2bjncZcgKMhKyh9682KxQJPJU43LEcISrY-9XSCJe5PlhlwsFs3uvuKiS4gnioJcqRrsHGem2ARqAj4_ovg2DUDTTe9-OZiJ30Es/s200/veneer.jpg" width="200" /></a></div>
<div class="MsoNormal">
<o:p><br /></o:p></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">Manufactured Stone
Veneer</b><o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
This project involves removing the bottom third of siding on
the front façade of your home and replacing it with manufactured stone
veneer.<span style="mso-spacerun: yes;"> </span>Just changing the appearance of
the front of your home can provide up to a 89% ROI.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<o:p><br /></o:p></div>
<div class="MsoNormal">
<o:p><br /></o:p></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">Other Small Projects
to Improve Your Home’s Value</b><o:p></o:p></div>
<div class="MsoNormal">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjenE3XqkXz-e0oXYMXzsPyhzPK85IKu1zuq2OyVMY2-SHgBszcjp0_HME6fjMVyfku_NvkNmHXSWuBWuqwynZl2e73sE1aWduPCjavTwwmnE7q0D3rIlukQWFYXE4DDtSrZo2m_Ik2SD67/s1600/wood+floor.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="132" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjenE3XqkXz-e0oXYMXzsPyhzPK85IKu1zuq2OyVMY2-SHgBszcjp0_HME6fjMVyfku_NvkNmHXSWuBWuqwynZl2e73sE1aWduPCjavTwwmnE7q0D3rIlukQWFYXE4DDtSrZo2m_Ik2SD67/s200/wood+floor.jpg" width="200" /></a><o:p> </o:p></div>
<div class="MsoNormal">
According to the National Association of Realtors (NAR),
refinishing wood floors can pay back up to 100% in recouped costs.<span style="mso-spacerun: yes;"> </span>Putting in new wood flooring can give you up
to 91% of the initial costs.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
NAR also states that replacing your roof could reap up to
105% of your costs when you sell your home.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">The Most Important
Project for Selling Your Home</b><o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Even more important than remodeling is decluttering and
cleaning your home for resale.<span style="mso-spacerun: yes;"> </span>Most
buyers will make assumptions about a home before they even go through the front
door. Having a clean and well kept looking front yard is probably the most
important project and costs very little.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwLvYvwxrqSQX7KxLMKOG7H_YcvLcb74Y8E1AUEH3suI7-cD01hcnVRKAUcb6dwxS7WqOqJXeG0BYFdBCsPWc-Sk5dz0V02H7YGe_woCbIEKXnH9w_VXgVrZjKWhy8u4PyqzAZAwwsvRQd/s1600/living+room.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="163" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwLvYvwxrqSQX7KxLMKOG7H_YcvLcb74Y8E1AUEH3suI7-cD01hcnVRKAUcb6dwxS7WqOqJXeG0BYFdBCsPWc-Sk5dz0V02H7YGe_woCbIEKXnH9w_VXgVrZjKWhy8u4PyqzAZAwwsvRQd/s200/living+room.jpg" width="200" /></a><o:p> </o:p></div>
<div class="MsoNormal">
Buyers will continue to make assumptions about your home as
they walk through the front door. <span style="mso-spacerun: yes;"> </span>Decluttering
and cleaning the interior of a home gives the impression of openness and
provides the buyers with a vision of seeing themselves in the home. Buyers will
overlook flaws, such as old appliances and furniture, if the space is clean and
orderly looking.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Don’t spend a lot of money on major remodeling projects if
you’re planning on selling your home soon.<span style="mso-spacerun: yes;">
</span>Instead consider small projects that will reap the greatest return on
investment for you.<span style="mso-spacerun: yes;"> </span><o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 9"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 6"/>
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<span style="font-family: Calibri; font-size: 12.0pt; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">Feel
free to contact me if you have any questions about how to sell your home!</span><!--EndFragment-->Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-11916158996918322032017-03-03T15:20:00.002-08:002017-03-03T15:20:32.340-08:00Creating an Emergency Binder<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6LaZVysDiSWc_izFiYZ_uklwGnl1206IUGOGHkcwPX7VPL2qymxalyaqG-4Nf71Cx-HvFBBX2V1ndymrSeU1qMjUYnVfvuJQsbxfVnvhDGfVxn918gFcbSZgL5XkPojf84QdfsYqtgBYq/s1600/prepare.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="138" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6LaZVysDiSWc_izFiYZ_uklwGnl1206IUGOGHkcwPX7VPL2qymxalyaqG-4Nf71Cx-HvFBBX2V1ndymrSeU1qMjUYnVfvuJQsbxfVnvhDGfVxn918gFcbSZgL5XkPojf84QdfsYqtgBYq/s320/prepare.png" width="320" /></a></div>
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<span style="font-family: Verdana, sans-serif;">Do you or your loved ones know the location of your vital documents in case of a natural disaster or family emergency? You don't have time to sort through all that paperwork to find the documents you need during stressful situations. Instead, creating an Emergency Binder will streamline the process and provide peace of mind to you and your family.</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="color: #38761d; font-family: Verdana, sans-serif; font-size: large;"><b>What to Include in Your Emergency Binder</b></span><br />
<span style="color: #38761d; font-family: Verdana, sans-serif; font-size: large;"><b><br /></b></span>
<span style="font-family: Verdana, sans-serif;">You can include many documents in your binder but these are the must-haves:</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
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<ul>
<li><span style="font-family: Verdana, sans-serif;">Vital records like birth certificates, driver licenses, social security cards, naturalization papers, passports and child custody papers.</span></li>
<li><span style="font-family: Verdana, sans-serif;">Insurance policies for home, car, rental, life, and health with policy numbers and agent contact information.</span></li>
<li><span style="font-family: Verdana, sans-serif;">Financial documents like will, trust, power of attorney and funeral instructions. </span></li>
<li><span style="font-family: Verdana, sans-serif;">Health records such as immunization records, allergies, dietary restrictions, medications, medical/surgical treatments, and contact information for medical providers (doctors and hospitals).</span></li>
<li><span style="font-family: Verdana, sans-serif;">Pet information with a description of each pet, vet contact information and any important medical notes.</span></li>
<li><span style="font-family: Verdana, sans-serif;">Property information such as car information, home purchase papers/deeds, and home inventory items (include pictures or high end items).</span></li>
</ul>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhc9qLFgzCd-m2KB40Zb0TGblv34IFJR-8GJSJLPaK-xZcudgQC2PWw1tuvn9wmeSoxJQmw91BqDpjSnKHRnJSoC7LD59nuOTjpwDHODzzuyWgphgPZoun9LlIl9w_3rIoouAAztFDRgXWZ/s1600/binder.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhc9qLFgzCd-m2KB40Zb0TGblv34IFJR-8GJSJLPaK-xZcudgQC2PWw1tuvn9wmeSoxJQmw91BqDpjSnKHRnJSoC7LD59nuOTjpwDHODzzuyWgphgPZoun9LlIl9w_3rIoouAAztFDRgXWZ/s320/binder.jpg" width="320" /></a></div>
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<span style="color: #38761d; font-family: Verdana, sans-serif; font-size: large;"><b>Other Storage Options</b></span></div>
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<span style="color: #38761d; font-family: Verdana, sans-serif; font-size: large;"><b><br /></b></span></div>
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<span style="font-family: Verdana, sans-serif;">You may want to store some of your vital documents in a safety deposit box or fire safe. You can also make copies of your documents for the binder and leave the originals in a safe location. Or you can scan them and store them electronically. However, make sure the file or location is encrypted.</span></div>
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<span style="font-family: Verdana, sans-serif;">You can also take pictures and fingerprints of everyone in the family and keep them in the binder or in another safe location. </span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgDr03McAYKlPegPPPaYa4t7bfOP75dBNR9s1SeYg8keUAXesIUY-FUl1Rgp1nqux40wFDE3pUA_2fyPrcuhaoGSyL-Jhw9nSc4TTcIrlWg2CSQGOS2atbBhP6BYfbB50j_JWigk8A1J1b/s1600/family.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgDr03McAYKlPegPPPaYa4t7bfOP75dBNR9s1SeYg8keUAXesIUY-FUl1Rgp1nqux40wFDE3pUA_2fyPrcuhaoGSyL-Jhw9nSc4TTcIrlWg2CSQGOS2atbBhP6BYfbB50j_JWigk8A1J1b/s1600/family.png" /></a></div>
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<span style="color: #38761d; font-family: Verdana, sans-serif; font-size: large;"><b>Share Your Information</b></span></div>
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<span style="color: #38761d; font-family: Verdana, sans-serif; font-size: large;"><b><br /></b></span></div>
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<span style="font-family: Verdana, sans-serif;">Be sure to let other family members or trusted friends know where everything is located, in case you're incapacitated.</span></div>
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<span style="font-family: Verdana, sans-serif;">For more information, or pre-printed documents, for Emergency Binders, just search the internet. There is plenty of information online.</span></div>
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<span style="font-family: Verdana, sans-serif;">There is no way to predict when a natural disaster or family emergency will strike, but that doesn't mean you shouldn't be prepared. Set aside an afternoon to create a binder that can help protect your family when time is of the essence.</span></div>
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Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-48803004319638085982017-02-17T11:02:00.000-08:002017-02-17T11:04:42.642-08:00Things to do in San Diego<div class="MsoNormal">
<b style="font-size: 12pt;"><span style="color: red; font-family: "chalkboard"; font-size: 20.0pt;">San Diego Beaches</span></b></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdc75pyy7ZP9NMvNz37OLdnfxbFnNizmE0Wq-fZTZysquBh-jUgOMXb_4DQnzABmpLGS5celQhUi_19vrI-6pyEwVw1MC3hkyVhT0MxoxWuXACn2n8KHemV5rYqk5yJPFlo0NlUsjKHHjl/s1600/sd+beach.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdc75pyy7ZP9NMvNz37OLdnfxbFnNizmE0Wq-fZTZysquBh-jUgOMXb_4DQnzABmpLGS5celQhUi_19vrI-6pyEwVw1MC3hkyVhT0MxoxWuXACn2n8KHemV5rYqk5yJPFlo0NlUsjKHHjl/s1600/sd+beach.jpeg" /></a></div>
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<span style="font-size: 14pt;">San Diego beaches are
consistently ranked top beaches in the nation and free to the public.</span><span style="font-size: 14pt;"> </span><span style="font-size: 14pt;">You can bask in the sun, body surf, paddle
board, build a sand castle, watch a sunset or sunrise, or fly a kite.</span></div>
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<span style="font-size: 16.0pt;"><a href="https://www.sandiego.gov/lifeguards/beaches" target="_blank">List of and directions to San Diego Beaches</a></span><span style="font-size: 16.0pt;"><o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="color: red; font-family: "chalkboard"; font-size: 20.0pt;">Balboa Park</span></b><span style="color: red; font-family: "chalkboard"; font-size: 20.0pt;"><o:p></o:p></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiiODrzbuaHmFeA5Q19itja46wYXBs2DQ64pWlJewBkTWS4sR4IxkRuGfH38fNBV9eC9BEviq5JDJZu8vA3QXUHvVwTtdoKBZUB_3P0fZcCteE8BegE1msXgmNygxHmo_bPRImfsLn1mpD6/s1600/balboa+park.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiiODrzbuaHmFeA5Q19itja46wYXBs2DQ64pWlJewBkTWS4sR4IxkRuGfH38fNBV9eC9BEviq5JDJZu8vA3QXUHvVwTtdoKBZUB_3P0fZcCteE8BegE1msXgmNygxHmo_bPRImfsLn1mpD6/s1600/balboa+park.jpeg" /></a></div>
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<span style="font-size: 14.0pt;">Balboa Park is the nation’s
largest urban cultural park which includes 15 major museums (select museums are
free each Tuesday to San Diego residents), 9 renowned performing arts venues,
19 gardens, play areas, and dog areas. The park also hosts multiple events
throughout the year such as December Nights and the Maker Faire. In addition,
numerous weddings are performed on the beautiful grounds of the park each year.<o:p></o:p></span></div>
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<span style="font-size: 16.0pt;"><a href="http://www.balboapark.org/" target="_blank">Balboa Park Information</a></span><span style="font-size: 16.0pt;"><o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="color: red; font-family: "chalkboard"; font-size: 20.0pt;">Old Town San Diego
State Historic Park</span></b><span style="color: red; font-family: "chalkboard"; font-size: 20.0pt;"><o:p></o:p></span></div>
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<span style="font-size: 14.0pt;">In 1769 California’s first
settlement was established with a mission and a fort and is now Old Town San
Diego. Walk back in time and experience San Diego in 1821 to 1872 as you browse
through historic buildings, quaint shops, and authentic Mexican restaurants.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
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<a href="http://www.oldtownsandiego.org/" target="_blank"><span style="font-size: 16.0pt;">Old Town San Diego Information</span></a><span style="font-size: 16.0pt;"><o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="color: red; font-family: "chalkboard"; font-size: 20.0pt;">Hiking and Biking in
San Diego</span></b><span style="color: red; font-family: "chalkboard"; font-size: 20.0pt;"><o:p></o:p></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLhyphenhyphenurS7USdKihJLmM0BTv63foITAuLNJyJ7gPgeM2VWIVtVYaG9tuOgtv5brds_L7EKXesD0TtkUrcAyuhe4GFgLWhcEp8YaGCaA7p_rwImV_Lyv1j2QadQuByNFeCyNdP6mXeguZPFC6/s1600/hiking+in+sd.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLhyphenhyphenurS7USdKihJLmM0BTv63foITAuLNJyJ7gPgeM2VWIVtVYaG9tuOgtv5brds_L7EKXesD0TtkUrcAyuhe4GFgLWhcEp8YaGCaA7p_rwImV_Lyv1j2QadQuByNFeCyNdP6mXeguZPFC6/s1600/hiking+in+sd.jpeg" /></a></div>
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<span style="font-size: 14.0pt;">With its mild climate and a
wide array of landscapes and terrain, San Diego County has a multitude of hiking
and biking experiences. You can hike along coastal sandstone cliffs, rugged
mountain trails, or desert sand dunes. <span style="mso-spacerun: yes;"> </span>Or
you can ride beach cruisers along the coast, performance bikes on the road or
mountain bikes in the hills around San Diego.<span style="mso-spacerun: yes;">
</span>No matter your experience level, there are trails for families, dog
lovers, or experienced hikers or bicyclists.<o:p></o:p></span></div>
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<a href="https://www.sandiego.org/explore/things-to-do/sports/hiking.aspx" target="_blank"><span style="font-size: 16.0pt;">Hiking in San Diego</span></a><span style="font-size: 16.0pt;"><o:p></o:p></span></div>
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<span style="font-size: 16.0pt;"><a href="https://www.sandiego.org/explore/things-to-do/sports/biking.aspx" target="_blank">Biking in San Diego</a></span><span style="font-size: 16.0pt;"><o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="color: red; font-family: "chalkboard"; font-size: 20.0pt;">The Gaslamp Quarter</span></b><span style="color: red; font-family: "chalkboard"; font-size: 20.0pt;"><o:p></o:p></span></div>
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<span style="font-size: 14.0pt;">The Gaslamp Quarter is a
walkable urban playground located in Downtown San Diego.<span style="mso-spacerun: yes;"> </span>You can explore Victorian architecture and
history, dine with renowned chefs, or dance the night away at nationally
recognized nightlife venues.<o:p></o:p></span></div>
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<a href="http://www.gaslamp.org/" target="_blank"><span style="font-size: 16.0pt;">Gaslamp Quarter Information</span></a><span style="font-size: 16.0pt;"> <o:p></o:p></span></div>
Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-69795363151456760602014-04-18T09:31:00.003-07:002014-04-18T09:31:27.757-07:00Is Now A Good Time to Sell?<iframe allowfullscreen="" frameborder="0" height="315" src="//www.youtube.com/embed/y5SqhdVWGww?rel=0" width="560"></iframe><br />
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif;">Many sellers are still hesitant about putting their house up for sale. Where are prices headed? Where are interest rates headed? These are all valid questions. However, there are several reasons to sell your home sooner rather than later. Here are three of those reasons.</span><br />
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif; font-size: large;"><b>1. Demand is about to skyrocket</b></span><br />
<span style="font-family: Calibri, sans-serif;">Most people realize that the housing market is hottest from April through June. The most serious buyers are well aware of this and, for that reason, come out in early spring in order to beat the heavy competition. We also have a pent-up demand as many buyers pushed off their home search this winter because of extreme weather. Sellers in markets where seasonal weather is never an issue must realize that buyers relocating to their region will increase dramatically this spring as these purchasers finally decide to escape the freezing temperatures of the winters in the north.</span><br />
<span style="font-family: Calibri, sans-serif;">These buyers are ready, willing and able to buy…and are in the market right now!</span><br />
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif; font-size: large;"><b>2. There Is Less Competition - For Now</b></span><br />
<span style="font-family: Calibri, sans-serif;">Housing supply always grows from the spring through the early summer. Also, there has been a growing desire for many homeowners to move as they were unable to sell over the last few years because of a negative equity situation. Homeowners have seen a return to positive equity as prices increased over the last eighteen months. Many of these homes will be coming to the market in the near future.</span><br />
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif;">The choices buyers have will continue to increase over the next few months. Don’t wait until all the other potential sellers in your market put their homes up for sale.</span><br />
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif; font-size: large;"><b>3. There Will Never Be a Better Time to Move-Up</b></span><br />
<span style="font-family: Calibri, sans-serif;">If you are moving up to a larger, more expensive home, consider doing it now. Prices are projected to appreciate by approximately 4% this year and 8% by the end of 2015. If you are moving to a higher priced home, it will wind-up costing you more in raw dollars (both in down payment and mortgage payment) if you wait. You can also lock-in your 30 year housing expense with an interest rate at about 4.5% right now. Freddie Mac projects rates to be 5.1% by this time next year and 5.7% by the fourth quarter of 2015.</span><br />
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif;">Moving up to a new home will be less expensive this spring than later this year or next year. We have never hid our belief in homeownership. That does not mean we think EVERYONE should run out and buy a house. However, if a person or family is ready, willing, and able to purchase a home, we believe that owning is much better than renting. And we believe that now is a great time to buy.</span><br />
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif;">We are not the only ones that think owning has massive benefits or that now is a sensational time to plunge into owning your own home. Here are a few others:</span><br />
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif; font-size: large;"><b>Benefits of Owning</b></span><br />
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif;"><u>Joint Center for Housing Studies, Harvard University</u></span><br />
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif;"><i>“Homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord…Having to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings.”</i></span><br />
<span style="font-family: Calibri, sans-serif;"><i><br /></i></span>
<span style="font-family: Calibri, sans-serif;"><u>The Federal Reserve</u></span><br />
<span style="font-family: Calibri, sans-serif;"><br /></span>
<span style="font-family: Calibri, sans-serif;"><i>“Renters have much lower median and mean net worth than homeowners in any survey year.”</i></span><br />
<span style="font-family: Calibri, sans-serif;"><i><br /></i></span>
<span style="font-family: Calibri, sans-serif; font-size: large;"><b>Benefits of Buying Now</b></span><br />
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<span style="font-family: Calibri, sans-serif;"><u>Trulia</u></span><br />
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<span style="font-family: Calibri, sans-serif;"><i>“Buying costs less than renting in all 100 large U.S. metros… Now, at a 30-year fixed rate of 4.5%, buying is 38% cheaper than renting nationally.”</i></span><br />
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<span style="font-family: Calibri, sans-serif;"><u>Freddie Mac</u></span><br />
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<span style="font-family: Calibri, sans-serif;"><i>"One thing seems certain: we are not likely to see average 30-year fixed mortgage rates return to the historic lows experienced in 2012…Yes, rates are higher than they were a year ago – and certainly higher than two years ago. But if you look at the averages over the last four decades, today's rates remain historically low."</i></span><br />
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<span style="font-family: Calibri, sans-serif;">-Information Courtesy of the KCM Blog @ http://www.keepingcurrentmatters.com</span>Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0tag:blogger.com,1999:blog-6809792256359622988.post-50154415346821325422013-12-23T09:43:00.001-08:002013-12-23T09:44:04.173-08:00Happy Holidays!!<iframe allowfullscreen="" frameborder="0" height="315" src="//www.youtube.com/embed/KC8_922GtkU?rel=0" width="560"></iframe><br />
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<span style="font-family: Calibri, sans-serif; font-size: 16pt; letter-spacing: 0.4pt;">Is
now a good time to put your home on the market?</span><span style="font-family: Calibri, sans-serif; letter-spacing: 0.4pt;"><o:p></o:p></span></div>
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<span style="font-family: "Calibri","sans-serif";">Potential
sellers may be hesitant to put their home on the market in the winter because of
the misconception that it’s not an optimal time for selling. However,
regardless of the time of year there are always buyers in the market for a new
home. An advantage of selling in the winter is that you can stage your home to take
advantage of the indoor warmth of the season.<o:p></o:p></span></div>
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<span style="font-family: "Calibri","sans-serif";"><span style="color: orange;"><a href="http://www.divshare.com/download/24944245-454" target="_blank"><span style="color: orange;">This month’s information (Click Here to Download)</span></a> </span>offers several ideas to help you stage your home for a
winter sale, such as placing a warm throw over the corner of the sofa to
encourage a cozy feel and turning up the thermostat. Page two outlines a few of
the benefits of selling your home in the winter.<o:p></o:p></span></div>
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<span style="font-family: "Calibri","sans-serif";">If you’re
interested in selling your home, please contact me to learn more about its
value and our local market, and<a href="http://www.divshare.com/download/24944257-ce1" target="_blank"><span style="color: orange;"> check out this link (Click Here)</span></a> for some additional House Hunting tips if you're looking to buy. </span></div>
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<span style="font-family: "Calibri","sans-serif";">Be sure to share this information with family or
friends who may be thinking about putting their homes on the market. <o:p></o:p></span></div>
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<span style="font-family: "Calibri","sans-serif";">From my
family to yours: <a href="http://www.blogger.com/blogger.g?blogID=6809792256359622988" name="_GoBack"></a>Have a happy and safe holiday season with
your loved ones. <o:p></o:p></span></div>
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Brad Michelshttp://www.blogger.com/profile/00846509958543841852noreply@blogger.com0