Would You Like to Save an Extra $1000 This Year?

Many of us would like to adopt a more environmentally-responsible lifestyle, especially if it happened to lower our living expenses at the same time. Fortunately, there are some easy, cost-effective ways for your household to help preserve the earth’s natural resources and keep harmful chemicals and pesticides out of our air and water supply.



In this month's Item of Value(click here to download) I've sent a resource that details a number of relatively simple changes that could save you as much as $1000 in utility costs each year. The suggestions are just a few of the great ideas detailed in a recent book called “Shift Your Habit,” by Elizabeth Rogers.

The payoff just might include a healthier home and a more livable community. I hope you can take advantage of these insightful tips, and save a bundle, too.

Are You Leaving Money on the Table at Tax Time?

Dig out your files, envelopes or shoeboxes full of records and receipts—it’s time to get your tax information organized! Preparing your returns can be a daunting task, but it’s one that should never be taken lightly.



In This months Item of Value (click to download) I have sent helpful information about the range of tax deductions and credits available to taxpayers for 2010, many of which are specific to homeowners.

Taking full advantage of the breaks you deserve may reduce your tax burden or get you a bigger refund from the IRS. Keep in mind that the sooner you file, the sooner the government can return your money. I’d be happy to recommend a knowledgeable professional if you could use some help.

Is Opportunity Knocking?

Historically low interest rates and bargain prices have made homeownership the most affordable it has been at any time during the past 40 years.* And while the market won’t shift overnight, dramatic decreases in new home production and household formation suggest that as demand for homes returns over the next couple of years it could outpace supply in some places.



This month (click here to download the Item of Value) I have sent an interesting piece about the current state of the national housing market and the opportunity it presents for those who are ready to take advantage of it. Nobody knows exactly how the recovery will unfold, but over the long run, owning property in America has always been a solid investment.

Keep in mind that all real estate is fundamentally local. If you’re interested, I’d be happy to tell you more about the housing situation in our area. Please don’t hesitate to call and ask!

Have you sent or received a friend request today?

The average Facebook member has 130 friends and is connected to 80 community pages, groups or events. The growing popularity of social media is a global trend that is difficult to ignore. Teens and young adults were the first to spend time socializing online, but their elders have recently discovered the benefits. Statistics show that adults over age 50 are the fastest growing category of social networkers.



In this months Item of Value (click here to download) I have an interesting piece about how social media use is changing the everyday lives of many families. It also includes information on some serious problems that teens could potentially encounter and tips to help parents protect their kids online.

I hope you are enjoying all of the wonderful things associated with the holiday season. Best wishes and Happy Thanksgiving!!!

Huge Potential!!

For Sale: 2BR/2BA Condo in San Diego, CA, $239,900

A Holiday Budget is a Beautiful Thing!

40% of Americans start shopping for holiday gifts before Halloween.
- National Retail Federation

The holidays are fast approaching. Have you started to prepare for this fun and exciting time of year? Unfortunately, many people could end up paying for the merriment long after it has passed.



Click Here, because this month I have sent some tips to help keep spending in check while still enjoying the fruits of the season. You’ll also find some practical gift-giving strategies.

I hope you and yours have a warm and wonderful holiday season! As always, please call if there is anything I can do for you personally.

Are you a Winner or a Loser!?

You may ask yourself, what kind of question is that?
Well, check out this great article from my mentor and business coach Brian Buffini!!

Buffini

Are you Protected??

September's Item of Value is a great jumping off point in getting you prepared for the future and protecting your estate. Please download and read this very important information, as it could save you thousands of dollars in the future!

Click here to download the Item of Value

State of the market!

Things are looking good in SD real estate!

After a bit of a false inflation of the market with all the tax credits (proven by what we saw reported in July with record low numbers for real estate sales) the sky wasn't falling the market was re-adjusting, we're back to normal, or at least whatever we can call normal right now!

Home prices have crept up a little in lower end of the market and are still falling at the high end. Interest rates, while seeing some fluctuations over the past few days, are still at all time low's!

If you can afford to sell it's a good time to look at making a step up, or (if you're qualified) start looking for that investment property! And buyers can still make some great deals!

Remember there are twice as many millionaires made in a down market as there are in an up one!

If you have any questions about what's going on in real estate feel free to contact me anytime, I'm here as your resource!

For Sale: 2BR/2BA Condo in La Mesa, CA, $119,000

For Sale: 2BR/2BA Condo in La Mesa, CA, $119,000

Should You Be a Trend Watcher?

In this month's Item of Value I have sent information about the most recent trends captured by a prominent survey of American architects.(Click Here to Download this months Item of Value)

July Item of Value Video